FHA VS Conventional loan in North-Little-Rock, Pulaski County, Arkansas

For the year 2025, the maximum limit for a Conventional loan in North-Little-Rock, located in the county of Pulaski, AR, is $647,200. In comparison, the FHA loan limit for a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to compare the most favorable rates of today among Conventional, FHA, and USDA loans and to assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, allowing you to determine which program in AR is optimal for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements for North-Little-Rock, Pulaski, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 72113, 72116, 72114, 72118, 72117, 72115, 72124, 72190, 72199, 72214

Explore Conventional and FHA Loan Options in North-Little-Rock, AR

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan expeditiously and effortlessly. Choose from three starting paths that result in lender matches tailored to your needs.

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  • First National Bank of Fort Smith
  • 602 Garrison Ave, Fort Smith, AR, 72902
  • Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas."​ In 1888, the name was changed to The First National Bank of Fort Smith.
  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703
  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
  • Simply Home Lending
  • 1450 East Zion Road, Suite 10, Fayetteville, AR, 72703
  • Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
  • MilWay Federal Credit Union
  • 2000 Arkansas Blvd, Texarkana, AR, 71854
  • MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
  • CS Bank
  • 152 E. Van Buren, Eureka Springs, AR, 72632
  • At CS Investment Services, we realize that selecting a financial advisor is no easy task. With that in mind, we created these pages to help you understand us & our process better. After you’ve completed your online research, we encourage you to contact us & establish an appointment so we can answer any questions.