FHA VS Conventional loan in Magnolia, Columbia County, Arkansas

This year, 2025, the Conventional loan limit in Magnolia, located in Columbia, AR, stands at $726,200. In comparison, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine qualifications based on income, credit, reserves, and required documents. The advanced mortgage calculator lays out Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the ideal program for your financial scenario in AR.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Magnolia, Columbia, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is applicable to zip codes: 71753, 71754

Options for Conventional and FHA Loans in Magnolia, AR

The mission of Lendersa® is to secure for you the most appropriate Conventional, USDA, or FHA loan smoothly and promptly. Begin with one of three starting points that guide you to suitable lenders and loan options.

Lendersa USDA loan request and matching results


  • Aligned Mortgage Processing
  • 2700 Post Oak Blvd, Floor 20, Houston, TX, 77056
  • "Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program: FHA $100 Down Payment Program: 203B • Property must be a HUD REO • Loans up to county loan limits • Credit scores down to 500. Ratios can’t exceed 43% when manual underw
  • Residential Capital Mortgage Inc
  • 1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
  • The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
  • Action Mortgage LLC
  • 5100 Westheimer Road, Suite 200, Houston, TX, 77056
  • Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
  • BOXWOOD MORTGAGE LLC
  • 2700 Post Oak Blvd, Floor 21, Houston, TX, 77056
  • Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
  • Hometrust Mortgage
  • 5353 W. Alabama, Suite 500, Houston, TX, 77056
  • Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
  • Titanium Mortgage
  • 5353 West Alabama, Suite 695, Houston, TX, 77056
  • "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients. We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
  • Diversified Home Mortgage
  • 1750 Sky Lark Lane 1700, Houston, TX, 77056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Matador Lending
  • 3033 Chimney Rock, Suite 605, Houston, TX, 77056
  • The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.