FHA VS Conventional loan programs in Texarkana, Miller County, Arkansas

In 2026, the Conventional loan limit for Texarkana, within Miller county, AR, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit standing, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the best program for your financial needs in AR.

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2026 Loan Limits and Down Payment Requirements in Texarkana, Miller, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 71854

Discover Conventional and FHA Loan Options in Texarkana, AR

Lendersa® strives to help you secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points that guide you to matching lenders and suitable loan programs.

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Texarkana Lenders

  • MilWay Federal Credit Union
  • 2000 Arkansas Blvd, Texarkana, AR, 71854
  • Lends in Arkansas
  • MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union.

    Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.

  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Lends in Arkansas
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc

  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • Lends in Arkansas
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.