FHA VS Conventional loan programs in Texarkana, Miller County, Arkansas

In 2025, the Conventional loan limit for Texarkana, within Miller county, AR, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit standing, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the best program for your financial needs in AR.

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2025 Loan Limits and Down Payment Requirements in Texarkana, Miller, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 71854

Discover Conventional and FHA Loan Options in Texarkana, AR

Lendersa® strives to help you secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points that guide you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Newport Bay Mortgage Inc
  • 2130 East 4th Street, Suite 125, Santa Ana, CA, 92705
  • The Newport Bay Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lendia
  • 1913 East 17th Street, Suite 109, Santa Ana, CA, 92705
  • Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.
  • The Lending Connection
  • 13831 Pasadena Street, North Tustin, CA, 92705
  • The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705
  • We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi
  • JMAC
  • 2510 Red Hill Ave., Santa Ana, CA, 92705
  • From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.