Explore the differences! FHA VS Conventional loan programs in Malvern, Hot Spring County, Arkansas

During 2025, the maximum for a Conventional loan in the city of Malvern, within the Hot Spring county, AR, is determined to be $726,200. Also, the FHA loan limit at this time is $472,030, specifically for a single-family dwelling.

Lendersa® provides an exceptional tool for examining today's Conventional, FHA, and USDA rates side-by-side. Utilize the Conventional loan calculator to ascertain the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator helps you compare Conforming Conventional loans alongside USDA, FHA, and VA loans, enabling you to select the best-suited program for your unique financial circumstances in AR.

Survey loan offerings from a pool of 100 diverse lenders

2025 Loan Ceilings and Down Payment Requirements in Malvern, Hot Spring, AR

Type of Loan Loan Maximum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant to zip codes: 72104

Discover Conventional and FHA Loan Opportunities in Malvern, AR

Lendersa® strives to offer you the most suitable Conventional, USDA, or FHA loans promptly and without difficulty. Choose from one of the three initial steps that lead to finding matching lenders and various loan programs tailored to your needs.

Lendersa results for USDA loan requests and matches


  • Bank of Okolona
  • 227 West Main Street, Okolona, MS, 38860
  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.
  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
  • Ready Mortgage Corp
  • 301 S. Sherman, Suite 117, Richardson, TX, 75081
  • We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
  • Truity Credit Union
  • 501 S. Johnstone, Bartlesville, OK, 74005
  • Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
  • Modi Mortgage
  • 1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080
  • Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
  • CSC Capital Corp.
  • 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080
  • CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
  • Magnificent Mortgage Group
  • 811 South Central Expressway, Suite 229, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Star Capital, LLC
  • 2701 Custer Parkway, Suite 706, Richardson, TX, 75080
  • Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
  • Mercantile Morgage Corporation
  • 1401 North Central Expressway, Suite 100, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.