FHA VS Conventional loan programs in Mena, Polk County, Arkansas

In 2025, Convetional loan limit in Mena, county of Polk, AR is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AR is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mena, county of Polk, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 71953

Conventional and FHA loan options in Mena, AR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NLG Mortgage Services
  • 800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nations Loan Sevice
  • 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
  • "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
  • Bank of Cadiz and Trust Company Cadiz
  • 79 Main Street, Cadiz, KY, 42211
  • The Bank of Cadiz was chartered April 22, 1970 and opened for business on August 7, 1970 in a temporary location at Main and Brown Streets in Cadiz, Trigg County, Kentucky. Some 200 shareholders invested in the bank after being organized by George Bleidt, William E. Fuller, John O. Hill, T. Lacy Jones, Vance Leneave,
  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
  • Traditions First Bank
  • 5745 East Main Street, Erin, TN, 37061
  • Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196