For the year 2026, the loan limit for Conventional loans in the county of Polk, located in Mena, AR, is set at $726,200. In contrast, the FHA loan cap for a single-family residence is $472,030.
To evaluate the best current rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. The tool assists in identifying necessary income levels, credit scores, reserves, and documentation for qualification. This modern mortgage calculator offers you a view of Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to decide the optimal financial program in AR that suits your specific monetary needs.
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| Loan Category | Max Loan Amount | Initial Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
These figures relate to the zip codes: 71953
The aim of Lendersa® is to swiftly provide you with the finest Conventional, USDA, or FHA loan options, eliminating unnecessary difficulties. Engage in any of the three outlined pathways to connect with matching lenders and tailor-fit loan programs.
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