Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants. Instead, they are looking for a local bank with friendly people who are more apt to know you by name, a bank with local management that can approve loans without a lot of red tape, and a full-service product line utilizing the latest technologies.
As a leader in the financial industry, Alliance Bank Central Texas provides products and services that address some of our communities’ most critical needs. Whether it is making home loans in low-to-moderate income areas or financing a business venture that provided jobs to local residents, we invest back into the local market. But our contribution doesn’t end with a commitment to provide cutting edge deposit and loan products. As a responsible corporate citizen, we also play an active role in helping strengthen the quality of life in the communities where we live and work.
We strive to be a valued partner by actively supporting our neighbors with both financial and time resources. That's because, just like you, we live here and we're committed to being a supportive and vibrant part of the community.
These efforts reflect the values embodied in our employees and fundamental to the Alliance Bank culture. Simply stated, our employees care. They are talented professionals, but it is their genuine concern for others that helps make Alliance Bank an exceptional contributor to the public good.
Today, and always, that is exactly what Alliance Bank Central Texas is about.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154