FHA VS Conventional loan in Ozark, Franklin County, Arkansas

In 2025, the limit for Conventional loans in Ozark, situated within the county of Franklin, AR, is $726,200. On the other hand, the FHA limit applicable to a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore current rates for Conventional, FHA, and USDA loans and to assess income, credit status, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in AR for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Ozark, Franklin, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for zip codes: 72949, 72820

Conventional and FHA Loan Options in Ozark, AR

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting pathways to access matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • MPD Community Credit Union
  • 2711 Old Lebanon Rd, Nashville, TN, 37214
  • At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
  • US Community Credit Union
  • PO Box 140570, Nashville, TN, 37214
  • US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
  • Nashville Post Office Credit Union
  • 10 Rachel Drive, Nashville, TN, 37214
  • Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
  • Union Fidelity Federal Credit Union
  • 1415 North Loop West, Suite 110, Houston, TX, 77008
  • Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible. The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
  • NuHome Group LLC
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
  • Preferred Home Lending
  • 418 W 19th St, Suite 847, Houston, TX, 77008
  • Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • NuHome Group llc
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
  • Blink Lending LLC
  • 603 W 11th St., Houston, TX, 77008
  • Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
  • First Imperial Mortgage
  • 927 Studewood, Suite 200, Houston, TX, 77008
  • First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’