Explore the differences! FHA VS Conventional loan programs in Paris, Logan County, Arkansas

In 2026, within Paris, county of Logan, AR, the limit for a Conventional loan is set at $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to explore and contrast today’s best rates for Conventional, FHA, and USDA loans. Identify the necessary income level, credit score threshold, reserves, and documentation needed to qualify. Our advanced calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans, providing a side-by-side view to help decide the best-suited program for your financial needs in AR.

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Loan Limits and Down Payment Requirements for 2026 in Paris, Logan, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the zip codes: 72855

Options for Conventional and FHA Loans in Paris, AR

At Lendersa®, our aim is to swiftly secure the finest Conventional, USDA, or FHA loan for you without unnecessary hassle. Select one of the three starting routes that guide you to suitable lenders and loan programs.

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Paris Lenders

  • The First National Bank at Paris
  • 11 E Main St, Paris, AR, 72855
  • Lends in Arkansas
  • The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.

  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Lends in Arkansas
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency

  • Farmers Bank
  • 71 West Center Street, Greenwood, AR, 72936
  • Lends in Arkansas
  • In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga

  • Priority Federal Credit Union
  • 430 N Hampton, Russellville, AR, 72802
  • Lends in Arkansas
  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.

    Through constant growth, we have added participating groups throughout the region

  • Express Mortgage llc
  • 604 S 4th St, Van Buren, AR, 72956
  • Lends in Arkansas
  • "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services.

    Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"

  • First National Bank of Fort Smith
  • 602 Garrison Ave, Fort Smith, AR, 72902
  • Lends in Arkansas
  • Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas."​ In 1888, the name was changed to The First National Bank of Fort Smith.

  • Rudkin & Associates Mortgage
  • 43300 Higginbotham Road, Perryville, AR, 72126
  • Lends in Arkansas
  • The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • Lends in Arkansas
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.

  • Today’s Bank
  • 432 Madison 1650, Huntsville, AR, 72740
  • Lends in Arkansas
  • Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,