FHA VS Conventional loan programs in 2026 for Pocahontas, Randolph County, Arkansas

In the year 2026, the Conventional loan limit in Pocahontas, located in Randolph county, AR, is set at $726,200. In contrast, the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available for Conventional, FHA, and USDA loans today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program suits your financial needs in AR.

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2026 loan limits and down payment requirements in Pocahontas, Randolph, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 72455

Conventional and FHA loan options in Pocahontas, AR

The mission of Lendersa® is to procure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three methods that match you with lenders and loan programs.

Lendersa's matching results for USDA loan requests


Pocahontas Lenders

  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • Lends in Arkansas
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product

  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Lends in Arkansas
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)

  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • Lends in Arkansas
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.

  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Lends in Arkansas
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs