FHA VS Conventional loan programs in Walnut-Ridge, Lawrence County, Arkansas

In the year 2025, the Conventional loan limit in Walnut-Ridge, located in Lawrence county, AR, is set at $647,200. In contrast, the FHA limit is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available for Conventional, FHA, and USDA loans today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program suits your financial needs in AR.

Review loan offers from 100 lenders

2025 loan limits and down payment requirements in Walnut-Ridge, Lawrence, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table applies to zip codes: 72476

Conventional and FHA loan options in Walnut-Ridge, AR

The mission of Lendersa® is to procure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three methods that match you with lenders and loan programs.

Lendersa's matching results for USDA loan requests


  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.
  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
  • Kanza Bank
  • PO Box 781870, Wichita, KS, 67278
  • KANZA Bank is a family-owned community bank founded in 1905 by Kansas farmers, ranchers and businessmen. Now in its second century of serving customers, KANZA Bank has locations in Kingman, Anthony, Wichita and Hutchinson. Today, KANZA Bank is led by a fifth generation of Boyers, John E. Boyer IV, Chairman; and Clark E. Boyer, CEO/President
  • Sun Lending
  • 1030 Monarch St, Suite 330, Lexington, KY, 40513
  • Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Financial Bank
  • 201 North Broadway Street, Greensburg, IN, 47240
  • First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
  • Indiana Local Biz
  • 450 E. 96th Street, Suite 500, Indianapolis, IN, 46240
  • We provide small to medium sized business owners working capital throughout the USA. Indiana Local Biz was developed when Mike Wright, one of the founders of Foresight Marketing, was asked by a client to help with a short-term financing issue. Our Small Business Finance Team has over 25 years of experience in small business operation, financing.