FHA VS Conventional loan programs in Vilonia, Faulkner County, Arkansas

In 2026, the limit for a Conventional loan in Vilonia, county of Faulkner, AR, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit standings, reserves, and documentation for qualification. This advanced calculator lets you see Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the optimal program for your situation in AR.

View various loan offers available from 100 lenders

2026 Loan Limits and Down Payment Requirements in Vilonia, Faulkner, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable for zip codes: 72173

Discover Conventional and FHA Loan Options in Vilonia, AR

Lendersa® seeks to swiftly connect you with the best possible Conventional, USDA, or FHA loans. Choose any of the three starting points to find matching lenders and suitable loan programs.

Results from Lendersa's USDA loan requests and matching


Vilonia Lenders

  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • Lends in Arkansas
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.

  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • Lends in Arkansas
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.

    Arkansas Federal is an equal opportunity employer."

  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Lends in Arkansas
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.

  • UP Federal Credit Union
  • 1501 Pike Avenue North, North Little Rock, AR, 72114
  • Lends in Arkansas
  • UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Lends in Arkansas
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.

  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • Lends in Arkansas
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • Lends in Arkansas
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.

  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners