FHA VS Conventional loan programs in 2026 for Ajo, Pima County, Arizona

In 2026, the limit for a Conventional loan in Ajo, located in the county of Pima, AZ, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans and assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options simultaneously, assisting you in selecting the program in AZ that best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Ajo, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 85321

Exploring Conventional and FHA Loan Options in Ajo, AZ

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to connect with matching lenders or discover tailored loan programs.

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