Explore the differences! FHA VS Conventional loan programs in Ajo, Pima County, Arizona

In 2025, the limit for a Conventional loan in Ajo, located in the county of Pima, AZ, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans and assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options simultaneously, assisting you in selecting the program in AZ that best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Ajo, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 85321

Exploring Conventional and FHA Loan Options in Ajo, AZ

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to connect with matching lenders or discover tailored loan programs.

Review Lendersa's USDA loan requests and matches


  • Loanstar Financial Corporation
  • 138 Civic Center Drive, Suite 208, Vista, CA, 92084
  • Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
  • HomeSight Mortgage
  • 30724 Benton Road, Suite C302-580, Winchester, CA, 92596
  • Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
  • Gravity Mortgage
  • 31290 Windstone Drive, Winchester, CA, 92596
  • At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
  • Pacific Sun Mortgage Company, Inc.
  • 990 Highland Drive, Suite 204-A, Solana Beach, CA, 92075
  • Pacific Sun Mortgage, Inc. is a Del Mar Mortgage Company and San Diego Mortgage Company offering some of the best Mortgage and Refinance Rates. We specialize in Home Loans and Mortgage Refinancing in California. If you are looking to Refinance, we offer the lowest Refinance Rates.
  • Coastal Pacific Mortgage Corporation
  • 251 La Barranca Drive, Solana Beach, CA, 92075
  • Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.
  • Premium Funding Group
  • PO Box 914, Solana Beach, CA, 92075
  • Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.
  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.
  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.