FHA VS Conventional loan in Ajo, Pima County, Arizona

In 2026, the limit for a Conventional loan in Ajo, located in the county of Pima, AZ, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans and assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options simultaneously, assisting you in selecting the program in AZ that best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Ajo, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 85321

Exploring Conventional and FHA Loan Options in Ajo, AZ

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to connect with matching lenders or discover tailored loan programs.

Review Lendersa's USDA loan requests and matches


Ajo Lenders

  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Lends in Arizona
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan

  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Lends in Arizona
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.

  • Amanda Williams Mortgage Company
  • 1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
  • Lends in Arizona
  • Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
    Experts in credit repair at no charge to you
    Specializing in hard to do loans
    Your loan is our priority
    Arizona lender for two decades

  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • Lends in Arizona
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches

  • SunWest Credit Union
  • 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338
  • Lends in Arizona
  • Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.

  • Elite Mortgage Group
  • 17580 W Lavender Ln, Goodyear, AZ, 85338
  • Lends in Arizona
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Credit Union West
  • 503 W Van Buren St, Avondale, AZ, 85323
  • Lends in Arizona
  • Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.

  • Mortgage First Financial
  • 2630 E Silverwood Dr, Phoenix, AZ, 85048
  • Lends in Arizona
  • We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.

  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Lends in Arizona
  • Welcome to the Wholesale Mortgage Team!

    At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.