FHA VS Conventional loan programs in Maricopa, Pinal County, Arizona

In 2026, the Conventional loan limit for a single-family property in Maricopa, located within Pinal county of AZ, is $726,200. Meanwhile, the maximum allowed for FHA loans is $530,150.

The Lendersa® Conventional loan calculator helps you compare the current best rates between Conventional, FHA, and USDA loans, outlining the income, credit, reserves, and documents required for qualification. With advanced comparison features, you can assess Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify the program that fits your financial situation in AZ.

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2026 Loan Limits and Down Payment Requirements in Maricopa, Pinal, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

This information pertains to zip codes: 85138

Explore Conventional and FHA Loan Possibilities in Maricopa, AZ

Lendersa® aims to efficiently connect you with the most suitable Conventional, USDA, or FHA loan, ensuring a hassle-free experience. Begin with one of three approaches that align you with matching lenders and loan offerings.

Outcomes from Lendersa USDA loan submissions and matches


Maricopa Lenders

  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Lends in Arizona
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan

  • VAN EATON MORTGAGE, LLC
  • 1560 W Azalea Dr, Chandler, AZ, 85248
  • Lends in Arizona
  • Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
    We at Van Eaton Mortgage, LLC believe in working hard to get the job done."

  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Lends in Arizona
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.

  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Lends in Arizona
  • Welcome to the Wholesale Mortgage Team!

    At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.

  • Chandler Mortgage LLC
  • 722 North Butte Avenue, Chandler, AZ, 85226
  • Lends in Arizona
  • Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.

  • NextGen Financial Services LLC
  • 6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • True Mortgage, LLC
  • 6883 West Laredo Street, Chandler, AZ, 85226
  • Lends in Arizona
  • True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona. Whether you are first time home buyer, purchasing your dream home

  • First Veterans Capital, LLC.
  • 3100 West Ray Road, Suite 201, Chandler, AZ, 85226
  • Lends in Arizona
  • First Veterans Capital has opened its doors to serve the AZ market with integrity, transparency, and to provide excellent customer service while ensuring low cost, fast turn time, and the most important, adding value to its customers lives! By running lean, we're able to offer hassle free loans

  • APEX HOME MORTGAGE LLC
  • 6909 W Ray Rd 15-109, Chandler, AZ, 85226
  • Lends in Arizona
  • Apex Home Mortgage LLC is committed to security and privacy of the personal information. This privacy policy applies to that information that you submit via this website, and that Apex Home Mortgage LLC receives via this website. It does not apply to the practices of businesses and people with which we have no affiliation or control.