FHA VS Conventional loan programs in Maricopa, Pinal County, Arizona

In 2025, Convetional loan limit in Maricopa, county of Pinal, AZ is $726,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Maricopa, county of Pinal, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The comparison table applies to zip codes: 85138, 85139

Conventional and FHA loan options in Maricopa, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Canopy Mortgage, LLC
  • 2375 E Camelback Rd, Ste 600, Phoenix, AZ, 85016
  • Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
  • All Coast Lending Inc.
  • 2500 S Power Rd, Suite 223, Mesa, AZ, 85209
  • All Coast Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense"​ and will help you obtain the best loan possible. We represent a wide range of "A"​ rated lenders with first quality rates to private "hardship"​ lenders.
  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
  • All West Capital LLC
  • 12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
  • All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
  • Capital Market Funds
  • 8442 E Chaparral, Scottsdale, AZ, 85250
  • Capital Market Funds offers all types of commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and other multi-family complexes. Talk to us today about your project. We'd love to help! commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and oth
  • Scottsdale Private Lending
  • 7904 E Chaparral Rd, #A110-443, Scottsdale, AZ, 85250
  • Scottsdale Private Lending, LLC is a private real estate lender based in Scottsdale, Arizona. Our specialty is making loans on investment real estate within Arizona. When the traditional lending institutions fall short in terms of speed, underwriting and out of the box solutions, we offer common sense alternatives in an efficient and economical man