Explore the differences! FHA VS Conventional loan programs in Apache-Junction, Pinal County, Arizona

In 2026, the limit for Conventional loans in Apache-Junction, located in the county of Pinal, AZ, is $647,200. Meanwhile, the FHA limit for single-family homes is set at $441,600.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation for qualification. This advanced tool lets you see Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding your choice of the best program for your financial requirements in AZ.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Apache-Junction, Pinal, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

This table's details apply to zip codes: 85119

Conventional and FHA Loan Options in Apache-Junction, AZ

The goal of Lendersa® is to efficiently facilitate the best possible Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points to connect with matching lenders and loan programs.

Results from Lendersa USDA loan inquiries and matches


Apache-Junction Lenders

  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Lends in Arizona
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea

  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • Lends in Arizona
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • Lends in Arizona
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Arizona
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • KRF Financial LLC
  • 4445 E Holmes Ave, Suite 101, Mesa, AZ, 85206
  • Lends in Arizona
  • KRF Financial LLC is an Arizona corporation focusing on Arizona, Utah and Idaho residential properties. We don't tele-market or use mass mail to increase our business. We work by referral only. That way we can spend more time helping you. We have over twenty years of experience in the mortgage business helping individuals buy their first home.

  • kda home financial
  • 4447 E. Broadway Rd, Suite 102, Mesa, AZ, 85206
  • Lends in Arizona
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • Lends in Arizona
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona.
    We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga

  • SUN AMERICAN MORTGAGE COMPANY
  • 4140 E. Baseline Rd. Ste 206, Mesa, AZ, 85206
  • Lends in Arizona
  • Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!