Explore the differences! FHA VS Conventional loan programs in Fountain-Hills, Maricopa County, Arizona

In 2025, the maximum loan limit for Conventional loans in Fountain-Hills, within Maricopa county, AZ, is $647,200. For a single-family home, the FHA limit is set at $441,600.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA options, helping to determine the best program for your financial needs in AZ.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Fountain-Hills, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

The specifics of this table pertain to the zip codes: 85268, 85269

Explore Conventional and FHA Loan Alternatives in Fountain-Hills, AZ

The mission of Lendersa® is to quickly provide you with the optimal Conventional, USDA, or FHA loan without complications. Start by choosing one of three pathways to align you with compatible lenders and loan offers.

Results from Lendersa USDA loan requests


  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry. Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
  • Peak Financial Group Inc
  • 2125 Southend Drive, Unit 451, Charlotte, NC, 28203
  • Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
  • Oak Capital Mortgage LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
  • Bridgewater Capital Inc
  • 2108 South Boulevard, Suite 209, Charlotte, NC, 28203
  • Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • State Credit Union
  • 800 Huger Street, Columbia, SC, 29201
  • Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.