Explore the differences! FHA VS Conventional loan programs in Fort-Defiance, Apache County, Arizona
In 2025, the limit for Conventional loans in Fort-Defiance, within Apache county, AZ, is $647,200, while the FHA cap stands at $420,680 for a single-family home.
With the Lendersa® Conventional loan calculator, you can compare today’s rates spanning Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify with our advanced tool, which offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options. This helps you choose the best program in AZ for your financial situation.
2025 Loan Limits and Down Payment Requirements in Fort-Defiance, Apache, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 86504
Available Conventional and FHA Loan Options in Fort-Defiance, AZ
The mission of Lendersa® is to promptly deliver the best Conventional, USDA, or FHA loans without unnecessary hassle. Begin by selecting one of three routes to match with the appropriate lenders and programs.
Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.
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I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
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Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.