In 2026, the limit for Conventional loans in Fort-Defiance, within Apache county, AZ, is $647,200, while the FHA cap stands at $420,680 for a single-family home.
With the Lendersa® Conventional loan calculator, you can compare today’s rates spanning Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify with our advanced tool, which offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options. This helps you choose the best program in AZ for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 86504
The mission of Lendersa® is to promptly deliver the best Conventional, USDA, or FHA loans without unnecessary hassle. Begin by selecting one of three routes to match with the appropriate lenders and programs.
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