Explore the differences! FHA VS Conventional loan programs in St.-Johns, Apache County, Arizona

In 2025, Convetional loan limit in St.-Johns, county of Apache, AZ is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in St.-Johns, county of Apache, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 85936

Conventional and FHA loan options in St.-Johns, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
  • La Crosse Burlington Credit Union
  • 1735 Credit Union Court, La Crosse, WI, 54603
  • La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Kemba Peoria Credit Union
  • 2318 W Willow Knolls Drive, Peoria, IL, 61614
  • KEMBA Peoria Credit Union was organized in 1934 and is a non-profit financial cooperative, chartered by the State of Illinois and regulated by the National Credit Union Administration (NCUA) who federally insures your savings account up to $250, 000. Our purpose is to promote savings by paying higher dividend rates, to provide low cost loans,
  • North Pines Financial Solutions
  • 2135 W Sunnyview Dr, Peoria, IL, 61614
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614
  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.
  • Jefferson Parish Employees FCU
  • 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
  • At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.