FHA VS Conventional loan in St.-Johns, Apache County, Arizona
In 2026, the county of Apache within AZ has a Conventional loan limit in St.-Johns of $647,200, whereas the FHA limit for a single-family home is set at $420,680.
Check out Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows for side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA options, helping you decide which program in AZ fits your financial circumstances.
2026 Loan Limits and Down Payment Requirements in St.-Johns, Apache, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is applicable to the following zip codes: 85936
Exploring Conventional and FHA Loan Options in St.-Johns, AZ
Lendersa® is dedicated to securing you the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Begin with one of three starting points leading to matched lenders and tailored loan programs.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
Lends in Arizona
A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.
"With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.
Through working with Union Home Mortgage, a Direct Lender,"
