Explore the differences! FHA VS Conventional loan programs in Lake-Montezuma, Yavapai County, Arizona

In 2024, Convetional loan limit in Lake-Montezuma, county of Yavapai, AZ is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Lake-Montezuma, county of Yavapai, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 86335, 86342

Conventional and FHA loan options in Lake-Montezuma, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Resource Financial Mortgage
  • 2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
  • RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
  • Funding Concepts Group
  • 2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Diamond Capital Investment
  • 3 Swift Ct, Newport Beach, CA, 92663
  • With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset. ​ Melissa has an extensive background in helping first time homebuyers
  • Tom Brown Group
  • 2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing. We close loans in as little as 30 days.
  • CdM Lending
  • 3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
  • Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity. With CdM Lending and Priority Financial Network as your lender.
  • Legacy Finance and Realty Inc
  • 2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
  • Crystal Lending Group Inc
  • 2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
  • Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
  • Orange County Capital
  • 440 Holmwood Drive, Newport Beach, CA, 92663
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Iron Financial Inc
  • 215 Riverside Avenue, Suite 201, Newport Beach, CA, 92663
  • Iron Financial, Inc. headquartered in Newport Beach, CA is a respected, aggressive and professional banker within the mortgage industry. Whether you are a first time home buyer, looking to refinance or searching for details on a "short sale", Iron Financial, Inc. can answer your questions, accommodate your needs and give you the best program.
  • Clear View Mortgage
  • 3416 Via Lido, Suite E, Newport Beach, CA, 92663
  • CVM knows the complexities and moving parts that come with each real estate transaction. The Clear View Mortgage team has put the right people in place in help make financing stress free and efficient. Real Estate is a hands on service/experience. Bill and his team are dedicated to making sure that each and every client.
  • The Carver Group Inc.
  • 424 32nd Street, Unit D, Newport Beach, CA, 92663
  • The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.