FHA VS Conventional loan programs in 2025 for Village-of-Oak-Creek, Yavapai County, Arizona

In 2025, Convetional loan limit in Village-of-Oak-Creek, county of Yavapai, AZ is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Village-of-Oak-Creek, county of Yavapai, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 86351, 86341

Conventional and FHA loan options in Village-of-Oak-Creek, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Chandler Mortgage LLC
  • 722 North Butte Avenue, Chandler, AZ, 85226
  • Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.
  • NextGen Financial Services LLC
  • 6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • True Mortgage, LLC
  • 6883 West Laredo Street, Chandler, AZ, 85226
  • True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona. Whether you are first time home buyer, purchasing your dream home
  • First Veterans Capital, LLC.
  • 3100 West Ray Road, Suite 201, Chandler, AZ, 85226
  • First Veterans Capital has opened its doors to serve the AZ market with integrity, transparency, and to provide excellent customer service while ensuring low cost, fast turn time, and the most important, adding value to its customers lives! By running lean, we're able to offer hassle free loans
  • APEX HOME MORTGAGE LLC
  • 6909 W Ray Rd 15-109, Chandler, AZ, 85226
  • Apex Home Mortgage LLC is committed to security and privacy of the personal information. This privacy policy applies to that information that you submit via this website, and that Apex Home Mortgage LLC receives via this website. It does not apply to the practices of businesses and people with which we have no affiliation or control.
  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.