FHA VS Conventional loan programs in Sun-Lakes, Maricopa County, Arizona

In 2025, the conventional loan limit in Sun-Lakes, within Maricopa County, AZ stands at $647,200, while for FHA, the cap reaches $441,600 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator for a comprehensive comparison of today's rates among Conventional, FHA, and USDA loans. It helps you determine the income, credit score, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in AZ for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sun-Lakes, Maricopa County, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

This table applies to the following zip codes: 85248

Options for Conventional and FHA Loans in Sun-Lakes, AZ

Lendersa® strives to obtain the best possible Conventional, USDA, or FHA loan for you swiftly and with ease. You are encouraged to select from one of three initial paths leading to matched lenders and loan options.

Matching results from Lendersa USDA loan request


  • Firehouse Mortgage Products
  • 970 ATZ Road, Malabar, FL, 32950
  • Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
  • UVA Community Credit Union
  • 3300 Berkmar Dr, Charlottesville, VA, 22901
  • The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
  • NC Press Association Federal Credit Union
  • 119 N Salisbury Street, Raleigh, NC, 27603
  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.