FHA VS Conventional loan programs in Sun-Lakes, Maricopa County, Arizona

In 2025, Convetional loan limit in Sun-Lakes, county of Maricopa, AZ is $647,200 while FHA limit is $441,600 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sun-Lakes, county of Maricopa, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

The comparison table applies to zip codes: 85248

Conventional and FHA loan options in Sun-Lakes, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Olympus Home Loans
  • 2242 South Osborn, Lane Gilbert, AZ, 85295
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Bryce The Broker
  • 2501 East Shannon Street, Gilbert, AZ, 85295
  • At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
  • Desert State Mortgage, LLC
  • 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
  • Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Barrett Financial Group, LLC
  • 2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
  • Andersen Capital Partners
  • 1772 E Boston St, Suite 101, Gilbert, AZ, 85295
  • Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
  • Homestead Mortgage Group
  • 1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
  • We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.
  • Park Grove Lending, LLC
  • 118 S Park Grove Ct, Gilbert, AZ, 85296
  • Park Grove Lending, LLC, where we specialize in residential mortgages. At Park Grove Lending, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • The Ehler Lending Team
  • 690 E Warner Rd, Suite 103, Gilbert, AZ, 85296
  • We are the husband and wife duo behind the Ehler Lending Team. Our mission is to be the home financing partner that you trust to serve your family, friends and community. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships and we commit to offering an exceptional experience.