Explore the differences! FHA VS Conventional loan programs in Prescott, Yavapai County, Arizona
In 2025, the Conventional loan limit in Prescott, located in Yavapai county, AZ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to assess today's top rates across Conventional, FHA, and USDA loans, detailing the income, credit, reserves, and necessary documentation for eligibility. By using this advanced tool, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your financial situation in AZ.
Loan Limits and Down Payment Information for 2025 in Prescott, Yavapai, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 86305, 86301, 86303, 86313, 86302, 86304
Explore Conventional and FHA Loan Options in Prescott, AZ
The objective of Lendersa® is to help you secure the best available Conventional, USDA, or FHA loan swiftly and with ease. Begin by selecting one of the three pathways that connect you with suitable lenders and loan offers.
Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.
