FHA VS Conventional loan programs in Prescott, Yavapai County, Arizona
In 2026, the Conventional loan limit in Prescott, located in Yavapai county, AZ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to assess today's top rates across Conventional, FHA, and USDA loans, detailing the income, credit, reserves, and necessary documentation for eligibility. By using this advanced tool, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your financial situation in AZ.
Loan Limits and Down Payment Information for 2026 in Prescott, Yavapai, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 86305
Explore Conventional and FHA Loan Options in Prescott, AZ
The objective of Lendersa® is to help you secure the best available Conventional, USDA, or FHA loan swiftly and with ease. Begin by selecting one of the three pathways that connect you with suitable lenders and loan offers.
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