FHA VS Conventional loan in Prescott, Yavapai County, Arizona
In 2025, the Conventional loan limit in Prescott, located in Yavapai county, AZ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to assess today's top rates across Conventional, FHA, and USDA loans, detailing the income, credit, reserves, and necessary documentation for eligibility. By using this advanced tool, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your financial situation in AZ.
Loan Limits and Down Payment Information for 2025 in Prescott, Yavapai, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 86305, 86301, 86303, 86313, 86302, 86304
Explore Conventional and FHA Loan Options in Prescott, AZ
The objective of Lendersa® is to help you secure the best available Conventional, USDA, or FHA loan swiftly and with ease. Begin by selecting one of the three pathways that connect you with suitable lenders and loan offers.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
