FHA VS Conventional loan in Prescott-Valley, Yavapai County, Arizona

For 2026, the maximum allowed for a Conventional loan in Prescott-Valley, located in the county of Yavapai, AZ, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA options. Assess the income, credit, reserves, and documents needed for eligibility. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you select the ideal program for your financial needs in AZ.

Explore offers from over 100 lenders

2026 Loan Limits and Down Payment Details in Prescott-Valley, Yavapai, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 86327

Available Conventional and FHA Loan Options in Prescott-Valley, AZ

The mission of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three options to connect with matching lenders and loan programs.

Results for Lendersa USDA loan inquiries and matches


  • MortgageMecca Inc
  • 4701 Creedmoor Rd, Suite 105, Raleigh, NC, 27612
  • "We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you.
    Beyond unbeatable rates, our service is consistent, reliable, and ultra fast. We deal with the banks for you and only do mortgages, so we can cut through the red tape. That means you get answers and final docs–fast."

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly

  • Lockport Schools Federal Credit Union
  • 360 S Transit Street, Lockport, NY, 14094
  • Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.

  • Cornerstone Community FCU
  • 6485 S Transit Road, Lockport, NY, 14094
  • Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.

  • Morrisons Cove 1st Federal Credit Union
  • 7533 Woodbury Pike, Roaring Spring, PA, 16673
  • The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.

  • Enterprise Lending Group Inc
  • 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
  • "Enterprise Lending Group, Inc.’s sole responsibility
    is to you, the borrower. We are not
    affiliated with any one bank. Instead we have
    the ability to select from a portfolio of lenders.
    The result is a loan tailored to meet your
    company’s needs rather than meeting the
    requirements of a single lender."

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.

  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown

  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.

  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.