For 2026, the maximum allowed for a Conventional loan in Prescott-Valley, located in the county of Yavapai, AZ, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Take advantage of the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA options. Assess the income, credit, reserves, and documents needed for eligibility. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you select the ideal program for your financial needs in AZ.
Explore offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to these zip codes: 86327
The mission of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three options to connect with matching lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides