Explore the differences! FHA VS Conventional loan programs in Three-Points, Pima County, Arizona

In 2025, the set limit for a Conventional loan in Three-Points, situated in Pima county, AZ, is $647,200, whereas the FHA limit is $420,680 for a single-family home.

Utilize Lendersa® Conventional loan calculator to differentiate between today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help choose the best fitting program for your financial status in AZ.

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2025 Loan Limits and Down Payment Requirements in Three-Points, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 85735, 85736

Explore Conventional and FHA Loan Options in Three-Points, AZ

The objective of Lendersa® is to ensure you obtain the most favorable Conventional, USDA, or FHA loan promptly and without difficulties. Choose from one of three paths leading to suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Nexa Mortgage, LLC: Your Partner in Home Ownership **Secure Your Dream Home with Ease** Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea
  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
  • Barrett Financial Group, LLC
  • 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction! We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
  • Ken Starks - The Starks Team - 50 State Mortgage BROKER
  • 1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
  • Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
  • Olympus Home Loans
  • 2242 South Osborn, Lane Gilbert, AZ, 85295
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Bryce The Broker
  • 2501 East Shannon Street, Gilbert, AZ, 85295
  • At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
  • Desert State Mortgage, LLC
  • 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
  • Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Barrett Financial Group, LLC
  • 2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
  • Andersen Capital Partners
  • 1772 E Boston St, Suite 101, Gilbert, AZ, 85295
  • Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.
  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Welcome to the Wholesale Mortgage Team! At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.