In 2026, the limit for a Conventional loan in Vail, located in Pima County, AZ, is $726,200, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, and determine what income, credit, reserves, and documents are needed for qualification. This advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in AZ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the zip codes: 85641
The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose from one of three starting points that connect you with matching lenders and loan programs.
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