FHA VS Conventional loan in Willcox, Cochise County, Arizona

In the county of Cochise, AZ, for the year 2026, the limit for a Conventional loan in Willcox is $726,200, while for an FHA loan, the limit is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to contrast today’s Conventional, FHA, and USDA rates. Evaluate the income, credit, documentation, and reserves necessary to qualify. With our state-of-the-art mortgage calculator, compare the Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in AZ aligns with your financial needs.

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2026 Loan Limits and Down Payment Requirements in Willcox, Cochise, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These loan details are relevant to zip codes: 85643

Exploring Conventional and FHA Loan Options in Willcox, AZ

Lendersa® aims to swiftly secure you an optimal Conventional, USDA, or FHA loan without complexity. Begin with three options to connect with lenders and discover suitable loan programs.

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Willcox Lenders

  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • Lends in Arizona
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.

    Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.

  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
  • Lends in Arizona
  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • HORIZON FINANCIAL CENTER
  • 6842 E Tanque Verde, Suite E, Tucson, AZ, 85715
  • Lends in Arizona
  • We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents

  • Lending Arizona, LLC
  • 3531 North Pantano Road, Tucson, AZ, 85750
  • Lends in Arizona
  • Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.

  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Lends in Arizona
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.

  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • Lends in Arizona
  • We are a Co-Op and we help you thrive!
    By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.

  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • Lends in Arizona
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.

  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • Lends in Arizona
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |

  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Lends in Arizona
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.