In 2026, for a single-family home in Benson, AZ, located in the county of Cochise, the conventional loan cap is $726,200, whereas the FHA limit is $472,030.
Lendersa® offers a convenient Calculator to compare today's top rates for Conventional, FHA, and USDA loan programs. Calculate the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the best program for your specific financial situation in AZ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The information in this table applies to the following zip codes: 85602
The commitment of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without complication. Begin by choosing one of three paths to find matching lenders and programs tailored to your needs.
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