FHA VS Conventional loan programs in Beverly-Hills, Los Angeles County, California

In 2026, the maximum limit for a Conventional loan for a single-family residence in Beverly-Hills, situated within the county of Los Angeles in CA, is $970,800. In comparison, the FHA loan ceiling is $970,800 for the same type of home.

With the Lendersa® Conventional loan calculator, you have the opportunity to scrutinize today’s best rates for Conventional, FHA, and USDA loans. It assists you in evaluating the income, credit, required reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator juxtaposes Conforming Conventional loans, USDA, FHA, and VA options to aid in selecting the most appropriate program in CA for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Beverly-Hills, County of Los Angeles, CA

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison chart is specifically applicable for zip codes: 90212, 90211, 90210, 90209

Exploring Conventional and FHA Loan Options in Beverly-Hills, CA

At Lendersa®, our ambition is to provide you with the highest quality Conventional, USDA, or FHA loans quickly and efficiently, minus the complications. Choose one of three foundational approaches that connect you with the right lenders and loan programs.

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  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company

  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Central Coast Home Loans, Inc.
  • 7901 San Miguel Canyon Road, Salinas, CA, 93907
  • For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.

  • Central Coast Federal Credit Union
  • 4242 Gigling Road, Seaside, CA, 93955
  • Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.

  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.

  • Ask Mohave Community Federal Credit Union
  • 2809 Stockton Hill Rd, Kingman, AZ, 86401
  • At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.

  • Moapa Valley Mortgage
  • 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
  • We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.

  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.

  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.

  • Concept Mortgage
  • 821 East Lake Ave, Watsonville, CA, 95076
  • Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • Watsonville Mortgage Company
  • 128 East Beach Street, Watsonville, CA, 95076
  • Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.

  • Sterling Pacific Financial
  • 1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
  • Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.