FHA VS Conventional loan in Beverly-Hills, Los Angeles County, California

In 2026, the maximum limit for a Conventional loan for a single-family residence in Beverly-Hills, situated within the county of Los Angeles in CA, is $970,800. In comparison, the FHA loan ceiling is $970,800 for the same type of home.

With the Lendersa® Conventional loan calculator, you have the opportunity to scrutinize today’s best rates for Conventional, FHA, and USDA loans. It assists you in evaluating the income, credit, required reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator juxtaposes Conforming Conventional loans, USDA, FHA, and VA options to aid in selecting the most appropriate program in CA for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Beverly-Hills, County of Los Angeles, CA

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison chart is specifically applicable for zip codes: 90212

Exploring Conventional and FHA Loan Options in Beverly-Hills, CA

At Lendersa®, our ambition is to provide you with the highest quality Conventional, USDA, or FHA loans quickly and efficiently, minus the complications. Choose one of three foundational approaches that connect you with the right lenders and loan programs.

Lendersa USDA loan request processing and results


  • Eagle Platinum Mortgage
  • 27450 Ynez Road, Suite 306, Temecula, CA, 92590
  • Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage

  • Complete Real Estate
  • 28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
  • Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.

  • Biggs Group
  • 41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
  • "Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients.

    Mortgage Lending
    Creating financial solutions
    Negotiation
    Loan Origination
    Closing deals
    Reversing Loan Denials
    WE’D LOVE TO HELP YOU WITH:
    Pre-approvalsFirst HomesInvestmentsRefinancing..

  • 21st Century Financial
  • 43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • 21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.

  • Onenation Lending Inc
  • 43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
  • OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.

  • CNN MORTGAGE
  • 43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
  • Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.

  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.

  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ryker Capital
  • 7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
  • Ryker Capital — Direct Private Lender | Nationwide

    Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.

    Ready to close? Let's talk.

  • American Riviera Bank
  • 1033 Anacapa Street, Santa Barbara, CA, 93101
  • American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.

  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience

  • The Mortgage Acquisition Corporation
  • 39 E De La Guerra St, Santa Barbara, CA, 93101
  • TMAC has a unique business approach and one that is of increasing value to borrowers who are unable to qualify now for conventional or NonQM loans. There is no need to turn down many loan requests that come from borrowers with credit issues, need to get funds quickly before a business purpose with a loan secured by a first or junior lien on.