FHA VS Conventional loan in Los-Angeles, Los Angeles County, California

In 2025, Convetional loan limit in Los-Angeles, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Los-Angeles, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 90291, 90293, 90292, 91316, 91311, 90037, 90031, 90008, 90004, 90005, 90006, 90007, 90001, 90002, 90003, 90710, 90089, 91344, 91345, 91340, 91342, 91343, 90035, 90034, 90036, 90033, 90032, 90039, 90247, 90248, 91436, 91371, 91605, 91604, 91607, 91601, 91602, 90402, 90068, 90069, 90062, 90063, 90061, 90066, 90067, 90064, 90065, 91326, 91324, 91325, 90013, 90012, 90011, 90010, 90017, 90016, 90015, 90014, 90019, 90090, 90095, 90094, 91042, 91040, 91411, 91352, 91356, 90041, 90042, 90043, 90044, 90045, 90046, 90047, 90048, 90049, 90018, 91423, 90210, 91303, 91304, 91306, 91307, 90079, 90071, 90077, 90059, 91608, 91606, 91331, 91330, 91335, 90026, 90027, 90024, 90025, 90023, 90020, 90021, 90028, 90029, 90272, 90732, 90731, 90230, 91406, 91405, 91403, 91402, 91401, 91367, 91364, 90038, 90057, 90058, 90744, 90501, 90502, 90009, 90030, 90050, 90051, 90053, 90054, 90055, 90060, 90070, 90072, 90074, 90075, 90076, 90078, 90080, 90081, 90082, 90083, 90084, 90086, 90087, 90088, 90093, 90099, 90134, 90189, 90213, 90294, 90295, 90296, 90733, 90734, 90748, 91041, 91043, 91305, 91308, 91309, 91313, 91327, 91328, 91329, 91333, 91334, 91337, 91346, 91353, 91357, 91365, 91392, 91393, 91394, 91395, 91396, 91404, 91407, 91408, 91409, 91410, 91412, 91413, 91416, 91426, 91470, 91482, 91495, 91496, 91499, 91603, 91609, 91610, 91611, 91612, 91614, 91615, 91616, 91617, 91618

Conventional and FHA loan options in Los-Angeles, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
  • Reality Home Solutions
  • 12677 Lemon Tree Road, Moreno Valley, CA, 92555
  • Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
  • Impulse Capital Partners, LLC
  • 41877 Enterprise Cir suite 200, Temecula, CA, 92590
  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
  • Paradyme Funding, Inc
  • 43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
  • Eagle Platinum Mortgage
  • 27450 Ynez Road, Suite 306, Temecula, CA, 92590
  • Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
  • Complete Real Estate
  • 28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
  • Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
  • Biggs Group
  • 41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
  • "Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients. Mortgage Lending Creating financial solutions Negotiation Loan Origination Closing deals Reversing Loan Denials WE’D LOVE TO HELP YOU WITH: Pre-approvalsFirst HomesInvestmentsRefinancing..
  • 21st Century Financial
  • 43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • 21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.