FHA VS Conventional loan programs in 2025 for Los-Angeles, Los Angeles County, California

In 2025, the maximum amount for a Conventional loan in Los-Angeles, situated in Los Angeles county, CA, is $970,800. For an FHA loan, the limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the required income, credit status, reserves, and documents needed for qualification. This advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the program in CA that best fits your financial scenario.

Compare loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Los-Angeles, Los Angeles County, CA

Loan Category Loan Ceiling Initial Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

These comparisons relate to the following zip codes: 90291, 90293, 90292, 91316, 91311, 90037, 90031, 90008, 90004, 90005, 90006, 90007, 90001, 90002, 90003, 90710, 90089, 91344, 91345, 91340, 91342, 91343, 90035, 90034, 90036, 90033, 90032, 90039, 90247, 90248, 91436, 91371, 91605, 91604, 91607, 91601, 91602, 90402, 90068, 90069, 90062, 90063, 90061, 90066, 90067, 90064, 90065, 91326, 91324, 91325, 90013, 90012, 90011, 90010, 90017, 90016, 90015, 90014, 90019, 90090, 90095, 90094, 91042, 91040, 91411, 91352, 91356, 90041, 90042, 90043, 90044, 90045, 90046, 90047, 90048, 90049, 90018, 91423, 90210, 91303, 91304, 91306, 91307, 90079, 90071, 90077, 90059, 91608, 91606, 91331, 91330, 91335, 90026, 90027, 90024, 90025, 90023, 90020, 90021, 90028, 90029, 90272, 90732, 90731, 90230, 91406, 91405, 91403, 91402, 91401, 91367, 91364, 90038, 90057, 90058, 90744, 90501, 90502, 90009, 90030, 90050, 90051, 90053, 90054, 90055, 90060, 90070, 90072, 90074, 90075, 90076, 90078, 90080, 90081, 90082, 90083, 90084, 90086, 90087, 90088, 90093, 90099, 90134, 90189, 90213, 90294, 90295, 90296, 90733, 90734, 90748, 91041, 91043, 91305, 91308, 91309, 91313, 91327, 91328, 91329, 91333, 91334, 91337, 91346, 91353, 91357, 91365, 91392, 91393, 91394, 91395, 91396, 91404, 91407, 91408, 91409, 91410, 91412, 91413, 91416, 91426, 91470, 91482, 91495, 91496, 91499, 91603, 91609, 91610, 91611, 91612, 91614, 91615, 91616, 91617, 91618

Options for Conventional and FHA Loans in Los-Angeles, CA

The central aim of Lendersa® is to quickly and effortlessly connect you with the most favorable Conventional, USDA, or FHA loan opportunities. Choose one of three starting paths, guiding you to appropriate lenders and loan solutions.

View results of Lendersa USDA loan requests and matches


  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • Amerisell, Inc.
  • 39 Franciscan Pl, Pomona, CA, 91766
  • AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
  • Believe in Dreams Realty
  • 31 Canyon Rim Rd, Pomona, CA, 91766
  • Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
  • Rehaven, Inc.
  • 340 East B Street, Port Hueneme, CA, 93041
  • Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Private Cash Funding.com
  • 360 East 1st St. #359, Tustin, CA, 92780
  • Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
  • Residence First Mortgage
  • 2522 Chambers Rd, Suite V207, Tustin, CA, 92780
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Professional Mortgage
  • 17291 Irvine Blvd, Suite 262, Tustin, CA, 92780
  • Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.
  • Private Cash Funding
  • 360 E. 1st St, Suite 359, Tustin, CA, 92780
  • Private Cash Funding is a California based Loan Broker that provides Investors and Borrowers the opportunity to obtain Private Loans for all types of Real Estate. We are a Nationwide Loan Broker specializing in unconventional property types, but also unconventional scenarios and unique situations.
  • Express Capital - Mortgage Company
  • 2552 Walnut Ave, Suite 220, Tustin, CA, 92780
  • Our goal is to help every one of our clients obtain the perfect loan for their own unique situation. We do so with honesty and integrity and pride ourselves on always going the extra mile for our clients. We strive to educate our clients, while taking them through the loan process with complete transparency at every step of the way