Explore the differences! FHA VS Conventional loan programs in Los-Angeles, Los Angeles County, California

In 2025, Convetional loan limit in Los-Angeles, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Los-Angeles, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 90291, 90293, 90292, 91316, 91311, 90037, 90031, 90008, 90004, 90005, 90006, 90007, 90001, 90002, 90003, 90710, 90089, 91344, 91345, 91340, 91342, 91343, 90035, 90034, 90036, 90033, 90032, 90039, 90247, 90248, 91436, 91371, 91605, 91604, 91607, 91601, 91602, 90402, 90068, 90069, 90062, 90063, 90061, 90066, 90067, 90064, 90065, 91326, 91324, 91325, 90013, 90012, 90011, 90010, 90017, 90016, 90015, 90014, 90019, 90090, 90095, 90094, 91042, 91040, 91411, 91352, 91356, 90041, 90042, 90043, 90044, 90045, 90046, 90047, 90048, 90049, 90018, 91423, 90210, 91303, 91304, 91306, 91307, 90079, 90071, 90077, 90059, 91608, 91606, 91331, 91330, 91335, 90026, 90027, 90024, 90025, 90023, 90020, 90021, 90028, 90029, 90272, 90732, 90731, 90230, 91406, 91405, 91403, 91402, 91401, 91367, 91364, 90038, 90057, 90058, 90744, 90501, 90502, 90009, 90030, 90050, 90051, 90053, 90054, 90055, 90060, 90070, 90072, 90074, 90075, 90076, 90078, 90080, 90081, 90082, 90083, 90084, 90086, 90087, 90088, 90093, 90099, 90134, 90189, 90213, 90294, 90295, 90296, 90733, 90734, 90748, 91041, 91043, 91305, 91308, 91309, 91313, 91327, 91328, 91329, 91333, 91334, 91337, 91346, 91353, 91357, 91365, 91392, 91393, 91394, 91395, 91396, 91404, 91407, 91408, 91409, 91410, 91412, 91413, 91416, 91426, 91470, 91482, 91495, 91496, 91499, 91603, 91609, 91610, 91611, 91612, 91614, 91615, 91616, 91617, 91618

Conventional and FHA loan options in Los-Angeles, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Buwalda Mortgage Services, Inc.
  • 426 N Redington, Hanford, CA, 93230
  • Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
  • First Capital Group
  • 720 E. Center Ave, Suite B, Visalia, CA, 93291
  • First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es
  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.