which one is better? Conventional or FHA Los-Angeles, CA

In 2026, the maximum amount for a Conventional loan in Los-Angeles, situated in Los Angeles county, CA, is $970,800. For an FHA loan, the limit for a single-family home is $970,800.

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Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the required income, credit status, reserves, and documents needed for qualification. This advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the program in CA that best fits your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Los-Angeles, Los Angeles County, CA

Loan Category	Loan Ceiling	Initial Down Payment
Conventional Conforming	$970,800	3%
USDA	$657,900	0%
FHA	$970,800	3.5%

These comparisons relate to the following zip codes: 90291, 90293, 90292, 91316, 91311, 90037, 90031, 90008, 90004, 90005, 90006, 90007, 90001, 90002, 90003, 90710, 90089, 91344, 91345, 91340, 91342, 91343, 90035, 90034, 90036, 90033, 90032, 90039, 90247, 90248, 91436, 91371, 91605, 91604, 91607, 91601, 91602, 90402, 90068, 90069, 90062, 90063, 90061, 90066, 90067, 90064, 90065, 91326, 91324, 91325, 90013, 90012, 90011, 90010, 90017, 90016, 90015, 90014, 90019, 90090, 90095, 90094, 91042, 91040, 91411, 91352, 91356, 90041, 90042, 90043, 90044, 90045, 90046, 90047, 90048, 90049, 90018, 91423, 90210, 91303, 91304, 91306, 91307, 90079, 90071, 90077, 90059, 91608, 91606, 91331, 91330, 91335, 90026, 90027, 90024, 90025, 90023, 90020, 90021, 90028, 90029, 90272, 90732, 90731, 90230, 91406, 91405, 91403, 91402, 91401, 91367, 91364, 90038, 90057, 90058, 90744, 90501, 90502, 90009, 90030, 90050, 90051, 90053, 90054, 90055, 90060, 90070, 90072, 90074, 90075, 90076, 90078, 90080, 90081, 90082, 90083, 90084, 90086, 90087, 90088, 90093, 90099, 90134, 90189, 90213, 90294, 90295, 90296, 90733, 90734, 90748, 91041, 91043, 91305, 91308, 91309, 91313, 91327, 91328, 91329, 91333, 91334, 91337, 91346, 91353, 91357, 91365, 91392, 91393, 91394, 91395, 91396, 91404, 91407, 91408, 91409, 91410, 91412, 91413, 91416, 91426, 91470, 91482, 91495, 91496, 91499, 91603, 91609, 91610, 91611, 91612, 91614, 91615, 91616, 91617, 91618

Options for Conventional and FHA Loans in Los-Angeles, CA

The central aim of Lendersa® is to quickly and effortlessly connect you with the most favorable Conventional, USDA, or FHA loan opportunities. Choose one of three starting paths, guiding you to appropriate lenders and loan solutions.

View results of Lendersa USDA loan requests and matches

(516) 385-6900 Lender's profile and map Reviews Contour Mortgage Corporation 990 Stewart Avenue, Suite 660, Garden City, NY, 11530 Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
(800) 804-7283 Lender's profile and map Reviews Fellowship Home Loans 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570 FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve. We pride our on always doing the right thing for our clients and those that follow us on the radio.
(516) 280-7460 Lender's profile and map Reviews Prudential Borrowing LLC 450 Sunrise Highway, Rockville Centre, NY, 11570 Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
(516) 620-8100 Lender's profile and map Reviews Ocean Financial Federal Credit Union 45 Atlantic Avenue, Oceanside, NY, 11572 Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(203) 698-9222 Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
(516) 408-7300 Lender's profile and map Reviews Cliffco Mortgage Bankers 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553 Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
(516) 506-4200 Lender's profile and map Reviews Arbor Realty Trust 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553 Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
(516) 334-0200 Lender's profile and map Reviews Lynx Mortgage Bank LLC 143 Post Avenue, Westbury, NY, 11590 Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.