Explore the differences! FHA VS Conventional loan programs in Bonita, San Diego County, California

In 2025, the conventional loan cap in Bonita, county of San Diego, CA, is $977,500, while the FHA limit for a single-family dwelling is $977,500.

The Lendersa® Conventional Loan Calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, and help to figure out the income, credit, reserves, and documents necessary for qualification. This advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the ideal program for your financial situation in CA.

Look at offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bonita, San Diego County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

This comparison table applies to the zip codes: 91902

Discover Conventional and FHA Loan Options in Bonita, CA

The mission of Lendersa® is to rapidly connect you with the best possible Conventional, USDA, or FHA loan, ensuring the process is hassle-free. Start by selecting one of three routes to locate lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Garrett Mortgage
  • 11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606
  • For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
  • Team First Federal Credit Union
  • 111 Centerville Road, Lancaster, PA, 17603
  • At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
  • HomeSale Mortgage, LLC.
  • 131 Centerville Road, Lancaster, PA, 17603
  • HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
  • IDEAL MORTGAGE GROUP
  • 2452 Noll Drive, Lancaster, PA, 17603
  • Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Newport News Municipal Employees Credit Union
  • 502 Operations Drive, Newport News, VA, 23602
  • Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.