FHA VS Conventional loan programs in Campo, San Diego County, California

For 2026, the conventional loan limit in Campo, San Diego county, CA is $977,500, while an FHA loan for a single-family home is capped at $977,500.

Use the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are required to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the most suitable program for your financial needs in CA.

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2026 Loan Limits and Down Payment Requirements in Campo, San Diego, CA

Type of Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

This comparison table applies to zip codes: 91906

Explore Conventional and FHA Loan Opportunities in Campo, CA

Lendersa® aims to quickly deliver a suitable Conventional, USDA, or FHA loan without any hassle. Choose one of the three paths that lead to lenders and programs matched to your needs.

Results of USDA loan requests matched by Lendersa


Campo Lenders

  • Old Arbor Mortgage
  • 908 Star Pl, Alpine, CA, 91901
  • Lends in California
  • Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.

  • Alpine Lending Group a Division of L & L Mortgages
  • 2875 Sage View Drive, Alpine, CA, 91901
  • Lends in California
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • The Local Lenders
  • 2451 Jamacha Road, Suite 105, El Cajon, CA, 92019
  • Lends in California
  • At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Consolidated Lenders Group
  • 2037 Shire Drive, El Cajon, CA, 92019
  • Lends in California
  • Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings

  • Mortgage Heroes
  • 873 Anchorage Place, Chula Vista, CA, 91914
  • Lends in California
  • Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country

  • Lend 18 Corp.
  • 2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
  • Lends in California
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Cornerstone Commercial Mortgage
  • 775 Esperanza Place, Chula Vista, CA, 91914
  • Lends in California
  • Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless

  • Sidwell Funding Group
  • 823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
  • Lends in California
  • YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.

  • American Home Equity Mortgage
  • 900 Lane Ave, Unit 150, Chula Vista, CA, 91914
  • Lends in California
  • We were founded with the basic principle that people should be treated right. Not sold to, but given honest and upfront information and advice so that you can make an informed decision on your home financing. We don’t have any fancy taglines or jingles.No famous celebrities or talk show hosts expounding on how great we are.

  • SouthWest Equity Mortgage
  • 438 Corte Calypso, Chula Vista, CA, 91914
  • Lends in California
  • Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.