FHA VS Conventional loan programs in 2025 for Lakeside, San Diego County, California
For 2025, the conventional loan limit in Lakeside, which falls within San Diego county, CA, is $977,500. Simultaneously, the FHA limit for a single-family home is $977,500.
The Lendersa® Conventional loan calculator allows you to compare the top-rated current loans available for Conventional, FHA, and USDA. Find out the income, credit, reserves, and documents needed to qualify. By using our advanced mortgage tool, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side-by-side to decide which program in CA best suits your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Lakeside, San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
This table is applicable to the zip codes: 92021, 92040
Conventional and FHA Loan Options in Lakeside, CA
The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that will connect you with matching lenders and appropriate loan programs.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.
Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.
Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
