FHA VS Conventional loan programs in 2025 for Chino-Hills, San Bernardino County, California

In 2025, Convetional loan limit in Chino-Hills, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chino-Hills, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 91709

Conventional and FHA loan options in Chino-Hills, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ARC Capital
  • 14 Healdsburg Ave Ste C, Healdsburg, CA, 95448
  • With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender. Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing.
  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
  • Golden Valley Bank
  • 190 Cohasset Road, Suite 170, Chico, CA, 95926
  • At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
  • Russell Street, Mortgage Broker
  • 15 Moraga Dr, Chico, CA, 95926
  • Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.