FHA VS Conventional loan in Chino-Hills, San Bernardino County, California

As of 2026, the conventional loan ceiling for Chino-Hills, within San Bernardino county in CA, stands at $647,200, while the FHA loan maximum is set at $562,350 for single-family residences.

Employ Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. This tool helps understand the requirements for income, credit score, reserves, and documents. Our sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding you in deciding the most suitable option in CA for your financial needs.

Get loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Chino-Hills, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is applicable for the zip codes: 91709

Exploring Conventional and FHA Loan Options in Chino-Hills, CA

The main objective of Lendersa® is to secure fast, hassle-free loans—Conventional, USDA, or FHA. Choose from three distinct starting options that match you with the right lenders and programs.

Lendersa USDA loan request and matching results


  • Merit Capital Mortgage
  • 17520 Studebaker Road, Cerritos, CA, 90703
  • Merit Capital Mortgage our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a low interest rate, purchase a new home mortgage.

  • Republic Lending Corporation
  • 17315 Studebaker Road, Suite 300A, Cerritos, CA, 90703
  • Republic Lending is a family owned and operated company based in La Palma, California. Our company is founded by ambition to the Mortgage industry. We are a small firm with competitive rates and various mortgage products solutions. We are proud to celebrate our continue success in the mortgage industry

  • Maximum Lending Corporation
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • At Maximum Lending, we understand that a mortgage is a big commitment, which is why we are committed to working with our customers one-on-one in order to get them the right loan and the right terms to fit their specific situation. We at Maximum Lending would appreciate the opportunity to assist you during your journey to home ownership.

  • American Prime Lending, Inc.
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.

  • Brooklyn Financial Mortgage Services
  • 17785 Center Ct Dr N, Suite 660, Cerritos, CA, 90703
  • At Brooklyn Financial Mortgage Services we put the borrower first. You’re a person. Not a number, and certainly not just another loan. You’re also unique, and you’re searching for the best loan for your personal financial situation. As part of our world-class service, we build the right mortgage for you at the best overall cost.

  • Mueller Dan
  • 12750 Center Court Drive, Suite 290, Cerritos, CA, 90703
  • Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states

  • Certified Federal Credit Union
  • 4455 Arden Drive, El Monte, CA, 91731
  • In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.

  • Platinum Realty & Mortgage Group
  • 10507 Valley Blvd, Suite 420, El Monte, CA, 91731
  • Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.

  • Rehab Loan Group, Inc.
  • 3585 Main Ave, Suite 208, Riverside, CA, 92501
  • We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.

  • Broker Brothers Real Estate
  • 3393 14th Street, Suite C, Riverside, CA, 92501
  • Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Brave Mortgage
  • 2101 business center Dr STE 230, Irvine, CA, 92612
  • Brave Mortgage simplifies home financing with tailored solutions that empower homebuyers. Led by Jason Ariazand, our team offers expert advice and personalized service to help you secure the best mortgage options. Trust Brave Mortgage to guide you confidently through your homeownership journey. Contact us today at [email protected] or 818-873

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.