FHA VS Conventional loan programs in 2026 for Clayton, Contra Costa County, California
In 2026, the limit for a conventional loan in Clayton, which is within Contra Costa county, CA, is set at $1,089,300, while for a single-family home, the FHA cap stands at $1,089,300.
By using the Lendersa® Conventional Loan Calculator, you can easily compare current rates for Conventional, FHA, and USDA loans and determine the required income, credit score, reserves, and documentation for qualification. The advanced mortgage calculator puts Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the best option in CA tailored to your financial needs.
2026 Loan Limits and Downpayment Requirements in Clayton, Contra Costa County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is relevant for zip codes: 94517
Options for Conventional and FHA Loans in Clayton, CA
The primary goal of Lendersa® is to swiftly help you find the best Traditional, USDA, or FHA loans without any hassle. You can start by choosing one of three methods to find the lenders and programs that match your needs.
6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect.
Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
