FHA VS Conventional loan programs in 2025 for Clayton, Contra Costa County, California

In 2025, the limit for a conventional loan in Clayton, which is within Contra Costa county, CA, is set at $1,089,300, while for a single-family home, the FHA cap stands at $1,089,300.

By using the Lendersa® Conventional Loan Calculator, you can easily compare current rates for Conventional, FHA, and USDA loans and determine the required income, credit score, reserves, and documentation for qualification. The advanced mortgage calculator puts Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the best option in CA tailored to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Clayton, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant for zip codes: 94517

Options for Conventional and FHA Loans in Clayton, CA

The primary goal of Lendersa® is to swiftly help you find the best Traditional, USDA, or FHA loans without any hassle. You can start by choosing one of three methods to find the lenders and programs that match your needs.

Results from Lendersa USDA loan request


  • Chattanooga Federal Employees Credit Union
  • 2011 Stein Drive, Chattanooga, TN, 37421
  • Chattanooga Federal Employees Credit Union is a not-for-profit, member-owned financial institution that exists to serve its members. Being a member of the credit union is the smart way to manage your finances. We have a complete line of financial products and services to meet your needs.
  • HomeRate Mortgage
  • 7506 East Brainerd Road, Chattanooga, TN, 37421
  • HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
  • First Mortgage Solutions LLC
  • 35870 Seminary Ridge, Farmington, MI, 48331
  • For years we've dreamed of working for a company that holds the same values and has the highest standard of lending practices as we do. We wanted to work for a company that we could truly be proud of the way they interact with their clients and be confident in their integrity...which is why we chose to open up First Mortgage Solutions.
  • Member Mortgage Services
  • 38275 Twelve Mile Rd, Suite 100, Farmington, MI, 48331
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources including Conventional, FHA, VA. All of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Chiropractic Federal Credit Union
  • 23617 Liberty Street, Farmington, MI, 48335
  • Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
  • Thumb National Bank and Trust
  • 7254 Michigan Avenue, Pigeon, MI, 48755
  • Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
  • Alabama Home Mortgage Loans
  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
  • "We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans. Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we