Explore the differences! FHA VS Conventional loan programs in Coalinga, Fresno County, California

In 2026, those residing in Coalinga, within the county of Fresno, CA, should be aware that the conventional loan limit is set at $726,200, while the FHA limit for a single-family home is defined as $472,030.

Utilize the Lendersa® Conventional loan calculator today to compare top rates among Conventional, FHA, and USDA loans. With this calculator, determine the income, credit status, reserve requirements, and documentation needed to qualify. It allows you to see side-by-side comparisons among Conforming Conventional loans, USDA, FHA, and VA options. This detailed view greatly assists you in deciding which program in CA is most suitable for your unique financial situation.

Browse and compare loan offers from 100 diverse lenders

Loan Limits and Downpayment Requirements for 2026 in Coalinga, County of Fresno, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

This comparison table pertains to the following zip codes: 93210

Options for Conventional and FHA Loans in Coalinga, CA

At Lendersa®, our goal is to provide you with the most advantageous loan options, whether they are Conventional, USDA, or FHA, with both speed and ease. Choose one of the three starting options below to find lenders and loan programs that match your needs precisely.

Display of USDA loan request matching results by Lendersa


Coalinga Lenders

  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Lends in California
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call.

    Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga.

    Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress

  • ClearEdge Commercial Lending
  • 1806 Pine st., Paso Robles, CA, 93446
  • Lends in California
  • ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un

  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Lends in California
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started

  • A Straight Line Mortgage Solutions
  • 404 Cool Valley Road, Paso Robles, CA, 93446
  • Lends in California
  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.

  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • Lends in California
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.

  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • Lends in California
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.

  • Buwalda Mortgage Services, Inc.
  • 426 N Redington, Hanford, CA, 93230
  • Lends in California
  • Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family

  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Lends in California
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • Lends in California
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.

  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • Lends in California
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable