FHA VS Conventional loan in King-City, Monterey County, California
In 2025, the conventional loan limit in King-City, which is in the county of Monterey, CA, is $854,450. Meanwhile, the FHA limit for a single-family home stands at $854,450.
Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator enables you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you decide on the best program in CA for your financial needs.
2025 loan limits and down payment requirements in King-City, Monterey county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$854,450
3%
USDA
$591,500
0%
FHA
$854,450
3.5%
The data in this table applies to the following zip codes: 93930
Options for Conventional and FHA loans in King-City, CA
The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan options efficiently and with ease. Choose from one of three starting points that lead to matched lenders and loan programs.
Grand Trunk (Battle Creek) Employees Federal Credit Union
1275 North Raymond Road, Battle Creek, MI, 49014
Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
260 Mortgage, a division of Hallmark Home Mortgage, is focused on providing the best customer experience in the Mortgage Lending industry. We accomplish this by providing industry-leading products from Hallmark Home Mortgage, as well as providing an unmatched level of transparency and customer communication.
