Explore the differences! FHA VS Conventional loan programs in King-City, Monterey County, California
In 2026, the conventional loan limit in King-City, which is in the county of Monterey, CA, is $854,450. Meanwhile, the FHA limit for a single-family home stands at $854,450.
Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator enables you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you decide on the best program in CA for your financial needs.
2026 loan limits and down payment requirements in King-City, Monterey county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$854,450
3%
USDA
$591,500
0%
FHA
$854,450
3.5%
The data in this table applies to the following zip codes: 93930
Options for Conventional and FHA loans in King-City, CA
The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan options efficiently and with ease. Choose from one of three starting points that lead to matched lenders and loan programs.
"Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
2650 N 300 E St, Suite 220, North Ogden, UT, 84414
At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.
Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
