Explore the differences! FHA VS Conventional loan programs in Commerce, Los Angeles County, California
In the year 2026, the conventional loan ceiling in Commerce, county of Los Angeles, CA, is established at $1,089,300. At the same time, the FHA limit for a single-family residence is set at $1,089,300.
Utilize the Lendersa® Conventional Loan Calculator to compare the leading rates available for Conventional, FHA, and USDA loans. This tool allows you to assess the required income, credit score, reserves, and documents needed to qualify. With our advanced calculator, view Conforming Conventional loans, USDA, FHA, and VA options side-by-side to help you choose the most suitable program for your financial needs in CA.
2026 Loan Limits and Down Payment Requirements in Commerce, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table applies to the zip codes: 90040
Explore Conventional and FHA Loan Options in Commerce, CA
The primary goal of Lendersa® is to help you secure the best available Conventional, USDA, or FHA loan quickly and without complications. Begin by choosing one of three starting paths that will connect you with matched lenders and suitable loan programs.
6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
Lends in California
We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
3327 West Beverly Boulevard, Montebello, CA, 90640
Lends in California
HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
7847 Florence Avenue, Suite 101, Downey, CA, 90240
Lends in California
Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
8041 Florence Avenue, Suite 203, Downey, CA, 90240
Lends in California
Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
8050 Florence Avenue, Suite 203, Downey, CA, 90240
Lends in California
Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
