FHA VS Conventional loan programs in Elverta, Sacramento County, California

During 2025, the loan cap for a Conventional mortgage in Elverta, located in the county of Sacramento, CA, stands at $763,600. On the other hand, for an FHA loan targeting a single-family residence, the limit is set at $763,600.

Lendersa® offers a dedicated calculator for Conventional loans, enabling users to juxtapose today's leading rates for Conventional, FHA, and USDA loans. This tool aids in evaluating necessary income levels, credit scores, reserve amounts, and documentation for eligibility. Our sophisticated mortgage calculator lets you directly compare Conforming Conventional loans, USDA, FHA, and VA offerings side by side, allowing you to determine the best fit for your financial situation in CA.

Examine a selection of loan offers from an extensive network of 100 lenders

Loan Limits and Required Down Payments for 2025 in Elverta, County of Sacramento, CA

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table pertains to the following zip codes: 95626

Exploring Conventional and FHA Loan Possibilities in Elverta, CA

The mission of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan offers, quickly and with minimal complications. Begin your journey by selecting one of our three recommended starting points to discover matched lenders and loan programs tailored to your needs.

Explore the outcomes of Lendersa USDA loan requests


  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
  • PhoneOps Funding, LLC
  • 1222 Dixon Blvd. Number 1, Cocoa, FL, 32922
  • Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle
  • Uplands Mortgage LLC
  • 15104 Ports of Iona Drive, Fort Myers, FL, 33908
  • Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
  • Peoples Mortgage Company
  • 17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
  • Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
  • Florida Mortgage Funding Group LLC
  • 1642 Medical LN, Suite A, Fort Myers, FL, 33907
  • Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
  • Island Mortgage of SWFL Inc
  • 5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
  • We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!