FHA VS Conventional loan in Antelope, Sacramento County, California

In 2026, the conventional loan limit in Antelope, within the county of Sacramento, CA, is set at $763,600. Meanwhile, the FHA limit for a single-family home is $763,600.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine what is required in terms of income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you decide which program in CA fits your financial profile best.

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2026 Loan Limits and Downpayment Requirements in Antelope, Sacramento County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to zip codes: 95843

Options for Conventional and FHA Loans in Antelope, CA

The goal of Lendersa® is to provide you with the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to match with suitable lenders and loan programs.

Results from Lendersa's USDA loan requests


Antelope Lenders

  • Client 1st Mortgage
  • 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
  • Lends in California
  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.

  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Lends in California
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,

  • Cali Mortgage
  • 9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
  • Lends in California
  • At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.

  • Infinity Home Loans, Inc
  • 800 Mitchell Court, Roseville, CA, 95747
  • Lends in California
  • Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.

  • Residential Home Loans
  • 5751 Sunrise Blvd, Citrus Heights, CA, 95610
  • Lends in California
  • Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.

  • Sterling Mortgage Services
  • 5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Elite Loan Advisers
  • 3830 Watt Ave, Unit 2, Citrus Heights, CA, 95610
  • Lends in California
  • We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.

  • Silver Oak Funding
  • 5750 Sunrise Blvd, Suite 210, Citrus Heights, CA, 95610
  • Lends in California
  • Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world

  • Mechanics Bank
  • 915 Highland Park Drive, Suite 450, Roseville, CA, 95678
  • Lends in California
  • Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.

  • Homes For Veterans
  • 12 South Grant Street, Roseville, CA, 95678
  • Lends in California
  • The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.