FHA VS Conventional loan programs in Fresno, Fresno County, California

In 2025, Convetional loan limit in Fresno, county of Fresno, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fresno, county of Fresno, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 93730, 93650, 93702, 93703, 93701, 93706, 93704, 93705, 93728, 93720, 93721, 93722, 93726, 93727, 93711, 93710, 93707, 93708, 93709, 93714, 93715, 93716, 93717, 93718, 93724, 93729, 93737, 93740, 93744, 93745, 93750, 93755, 93760, 93761, 93764, 93765, 93771, 93772, 93774, 93775, 93776, 93777, 93778, 93779, 93790, 93791, 93792, 93793, 93794, 93844

Conventional and FHA loan options in Fresno, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ratelock Financial
  • 16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • California Financial and Real Estate Center Inc
  • 16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
  • California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
  • Nexgen Home Finance
  • 3211 Francois Dr, Huntington Beach, CA, 92649
  • Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
  • HISE Financial Corporation
  • 5762 Bolsa Avenue, Suite A101, Huntington Beach, CA, 92649
  • With a blend of real world credentials, our teams listen to your needs and goals to deliver exceptional mortgage and real estate services. We provide you with the resources & options so that you can make an informed decision. Our goal is to build trust and simplify the process in order to save you money when buying, selling, or financing your home.
  • Epic Development & Capital Corporation
  • 15272 Bolsa Chica St, Huntington Beach, CA, 92649
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Novo Federal Credit Union
  • 2191 5th Street, Suite 202, Norco, CA, 92860
  • Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions
  • Your Loan Connection
  • 2741 Hamner Avenue, Norco, CA, 92860
  • Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.
  • Staylor Mortgage Lending
  • 1592 El Paso Dr, Norco, CA, 92860
  • At Staylor Mortgage Lending. We are a full-service mortgage company based in Eastvale, CA. We specialize in FHA, Conventional, VA Mortgage in Eastvale. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92880.
  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA