In the year 2026, if you're looking in Fresno, within Fresno county of CA, you'll find that the conventional loan limit stands at $726,200. Meanwhile, for an FHA loan on a single-family house, the cap is set at $472,030.
Lendersa® presents a Conventional loan calculator, enabling comparisons of today's top rates for Conventional vs. FHA vs. USDA loans. Evaluate the income, credit, reserves, and necessary documents. Using our advanced mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, designed to guide you in selecting the ideal program for your financial needs in CA.
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| Type of Loan | Maximum Loan | Minimum Downpayment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $405,000 | 0% | |
| FHA | $472,030 | 3.5% |
Note: This comparison pertains to these zip codes: 93730, 93650, 93702, 93703, 93701, 93706, 93704, 93705, 93728, 93720, 93721, 93722, 93726, 93727, 93711, 93710, 93707, 93708, 93709, 93714, 93715, 93716, 93717, 93718, 93724, 93729, 93737, 93740, 93744, 93745, 93750, 93755, 93760, 93761, 93764, 93765, 93771, 93772, 93774, 93775, 93776, 93777, 93778, 93779, 93790, 93791, 93792, 93793, 93794, 93844
The mission of Lendersa® is to quickly and seamlessly help you secure either a Conventional, USDA, or FHA loan. Start with one of three options; these lead you to matching lenders and relevant loan programs.
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