FHA VS Conventional loan programs in 2025 for Fresno, Fresno County, California

In the year 2025, if you're looking in Fresno, within Fresno county of CA, you'll find that the conventional loan limit stands at $726,200. Meanwhile, for an FHA loan on a single-family house, the cap is set at $472,030.

Lendersa® presents a Conventional loan calculator, enabling comparisons of today's top rates for Conventional vs. FHA vs. USDA loans. Evaluate the income, credit, reserves, and necessary documents. Using our advanced mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, designed to guide you in selecting the ideal program for your financial needs in CA.

Evaluate offers from 100 lenders

Loan limits and downpayment details for 2025 in Fresno, Fresno, CA

Type of Loan Maximum Loan Minimum Downpayment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

Note: This comparison pertains to these zip codes: 93730, 93650, 93702, 93703, 93701, 93706, 93704, 93705, 93728, 93720, 93721, 93722, 93726, 93727, 93711, 93710, 93707, 93708, 93709, 93714, 93715, 93716, 93717, 93718, 93724, 93729, 93737, 93740, 93744, 93745, 93750, 93755, 93760, 93761, 93764, 93765, 93771, 93772, 93774, 93775, 93776, 93777, 93778, 93779, 93790, 93791, 93792, 93793, 93794, 93844

Options for Conventional and FHA loans in Fresno, CA

The mission of Lendersa® is to quickly and seamlessly help you secure either a Conventional, USDA, or FHA loan. Start with one of three options; these lead you to matching lenders and relevant loan programs.

Lendersa USDA loan request and matching results


  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.
  • Wembley's Inc
  • 5000 North Parkway, Suite 114, Calabasas, CA, 91302
  • Wembley’s Inc is a real estate company that provides both realtor and lending solutions - with an emphasis on customer service. We are committed to serving the needs of our community with the highest level of respect and professionalism. Our associates are here to assist in the sale or purchase of prime commercial real estate.
  • Barcode Financial
  • 22231 Mulholland Highway, Suite 117, Calabasas, CA, 91302
  • At Barcode Financial, we never forget that we are consumers. We refuse to internalize the cynicism that comes from being professional sellers. As your partner, we bring a strong and independent voice. That’s why we are valuable. Most clients we represent require solutions which address both short and long-term issues.
  • The Arch Corporation
  • 26565 West Agoura Road, Suite 200, Calabasas, CA, 91302
  • Arch Corporation is a unique full-service private money broker and lender. We can connect you with a wide variety of competitive financing products which you can use to purchase a home, multi-family units, office buildings, hotels and industrial properties. We finance ground-up construction projects in most states Nationwide
  • Brave Mortgage Inc.
  • 4505 Las Virgenes Road, Suite 210, Calabasas, CA, 91302
  • Brave Mortgage offers you a commitment to excellence and an enhanced experience that will cater to every individual’s needs. Bringing you a wide range of residential mortgage products including conventional, government, and jumbo loans, Brave Mortgage has proven to be a direct lender that borrowers can truly rely on.
  • Quality Direct Funding
  • 5447 Villawood Circle, Calabasas, CA, 91302
  • Quality Direct Funding is a mortgage broker in Calabasas, Ca whose mission it is to serve its customers with the honesty, integrity and competence that they expect. Our goal is to provide the highest quality loans at the most competitive rates. Whether you are a first-time homebuyer, current homeowner or real estate investor.
  • 24 Hr Mortgage
  • 4500 Park Granada, Suite 22, Calabasas, CA, 91302
  • seasoned mortgage professionals, we offer the highest level of customer service in residential financing. We provide clients with the best possible scenarios, including current market information competitively low interest rates and a wide array of products offered by lenders, to help make their decisions comfortably. Furthermore.
  • Financial Solutions Corporation
  • 24007 Ventura Blvd, Suite 270, Calabasas, CA, 91302
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bernal Stephen E
  • 5023 North Parkway, Calabasas, CA, 91302
  • Steve is not your typical “Mortgage Broker.” He is a Mortgage and Financial Consultant—an expert in real estate financing and a trusted advisor who does much more than find you a mortgage with the lowest rate Known for his warmth, insight and integrity, he is passionate about leveraging your mortgage as a valuable investment tool to create wealth.
  • Westcorp Capital, Inc.
  • 23901 Calabasas Road, Suite 2000, Calabasas, CA, 91302
  • Westcorp Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Priority Financial Network
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions