FHA VS Conventional loan programs in 2025 for Fresno, Fresno County, California

In the year 2025, if you're looking in Fresno, within Fresno county of CA, you'll find that the conventional loan limit stands at $726,200. Meanwhile, for an FHA loan on a single-family house, the cap is set at $472,030.

Lendersa® presents a Conventional loan calculator, enabling comparisons of today's top rates for Conventional vs. FHA vs. USDA loans. Evaluate the income, credit, reserves, and necessary documents. Using our advanced mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, designed to guide you in selecting the ideal program for your financial needs in CA.

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Loan limits and downpayment details for 2025 in Fresno, Fresno, CA

Type of Loan Maximum Loan Minimum Downpayment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

Note: This comparison pertains to these zip codes: 93730, 93650, 93702, 93703, 93701, 93706, 93704, 93705, 93728, 93720, 93721, 93722, 93726, 93727, 93711, 93710, 93707, 93708, 93709, 93714, 93715, 93716, 93717, 93718, 93724, 93729, 93737, 93740, 93744, 93745, 93750, 93755, 93760, 93761, 93764, 93765, 93771, 93772, 93774, 93775, 93776, 93777, 93778, 93779, 93790, 93791, 93792, 93793, 93794, 93844

Options for Conventional and FHA loans in Fresno, CA

The mission of Lendersa® is to quickly and seamlessly help you secure either a Conventional, USDA, or FHA loan. Start with one of three options; these lead you to matching lenders and relevant loan programs.

Lendersa USDA loan request and matching results


  • Riviera Financial Partners, Inc
  • 315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
  • At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.
  • SKR Capital Group Inc
  • 9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
  • Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA
  • Building Capital, Inc.
  • 9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
  • Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry
  • Quantum Capital Partners
  • 9777 Wilshire Boulevard, Suite 808, Beverly Hills, CA, 90212
  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.
  • BRC Loans
  • 9100 Wilshire Boulevard, Suite 880 West Tower, Beverly Hills, CA, 90212
  • BRC Advisors – BH, Inc. is a full service commercial real estate company. In addition to its expertise as a Transactional Commercial Real Estate Brokerage, BRC Advisors – BH, Inc. has considerable success overseeing commercial leasing. It combines a wealth of brokerage and advisory experience within a strategically aligned network of programs. With
  • University Credit Union
  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025
  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference. We keep our members’ best interests at the forefront of everything we do.
  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.
  • Sunset Lending & Realty
  • 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025
  • The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.
  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
  • JDM Funding Corporation
  • 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
  • JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.