FHA VS Conventional loan in Clovis, Fresno County, California

In 2026, the conventional loan limit in Clovis, situated within the county of Fresno, CA, is set at $726,200, whereas the FHA limit for a single-family unit is $472,030.

The Lendersa® Conventional loan calculator is an excellent tool to assess the best rates today between Conventional, FHA, and USDA loans. It helps you determine the qualifying income, necessary credit score, reserves, and required documentation. With our sophisticated mortgage calculator, you can see Conforming Conventional loans alongside USDA, FHA, and VA options to select the best-fit program in CA for your financial scenario.

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Loan Limits and Down Payment Requirements for 2026 in Clovis, Fresno, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

These limits apply to the following zip codes: 93611

Exploring Conventional and FHA Loan Options in Clovis, CA

The mission of Lendersa® is to efficiently connect you with the best suitable Conventional, USDA, or FHA loans without the hassle. Choose one of three paths to find the right lenders and programs:

Lendersa USDA loan inquiries and matching outcomes


  • Windsor Locks Federal Credit Union
  • 516 Spring Street, Windsor Locks, CT, 06096
  • Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.

  • Wellness Federal Credit Union
  • 15 Van Dyke Ave, Hartford, CT, 06106
  • Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.

  • CSE Credit Union
  • 84 Wadsworth Street, Hartford, CT, 06106
  • The CSE Credit Union is a cooperative thrift & loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products.

  • First World Mortgage Corporation
  • 127 Prospect Avenue, Hartford, CT, 06106
  • "First World Mortgage is known as one of the leading mortgage lenders by real estate professionals, builders, and individual homebuyers throughout CT, MA and RI.

    We are a full-service mortgage lender with expert staff in every area of mortgage lending. From purchase loans and refinancing to construction and home renovation loans,"

  • Superior Rate Mortgage Of New England, LLC
  • 30 Trinity Street, Hartford, CT, 06106
  • Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • Police Credit Union of CT
  • 253 High Street, Hartford, CT, 06103
  • We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.

  • General Merchant Funding
  • 150 Trumbull Street, 4th Floor, Hartford, CT, 06103
  • General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.

  • Metropolitan District Employees Credit Union
  • 250 Murphy Road, Hartford, CT, 06114
  • The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.

  • Hartford Firefighters Federal Credit Union
  • 776 Maple Avenue, Hartford, CT, 06114
  • We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.

  • Franklin Trust Federal Credit Union
  • 632 Franklin Avenue, Hartford, CT, 06114
  • Being a member of Franklin Trust Federal Credit Union allows you to access your banking needs any time of day, seven days a week . We offer a diverse array of traditional and online services to stay connected 24/7! Franklin Trust Federal Credit Union is now a Community-Chartered credit union.