FHA VS Conventional loan programs in Granite-Hills, San Diego County, California

In 2026, the Conventional loan limit for Granite-Hills in San Diego county, CA, is $879,750, while the FHA limit for a single-family home is $879,750.

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Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Granite-Hills, San Diego County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

This table applies to zip codes: 92021

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Granite-Hills Lenders


  • The Local Lenders
  • 2451 Jamacha Road, Suite 105, El Cajon, CA, 92019
  • Lends in California

  • At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Consolidated Lenders Group
  • 2037 Shire Drive, El Cajon, CA, 92019
  • Lends in California

  • Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings

  • Employees Choice Federal Credit Union
  • 266 S Magnolia Ave, El Cajon, CA, 92020
  • Lends in California

  • On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.

  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • Lends in California

  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r

  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • Lends in California

  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!

  • First Finance Lending
  • 846 E. Washington Ave, El Cajon, CA, 92020
  • Lends in California

  • First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,

  • Team Zara Home Loans
  • 250 E Chase Ave, Suite 106, El Cajon, CA, 92020
  • Lends in California

  • Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.

  • Jodi Connor - Realtor® & Mortgage Loan Consultant
  • 565 North Magnolia Avenue, El Cajon, CA, 92020
  • Lends in California

  • New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.

  • Veteran Mortgage
  • 2160 Fletcher Pkwy B, El Cajon, CA, 92020
  • Lends in California

  • The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Lends in California

  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
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