FHA VS Conventional loan programs in Hanford, Kings County, California

In the year 2025, the conventional loan limit for a single-family residence in Hanford, situated in the county of Kings, CA is $726,200, whereas the FHA loan limit is set at $472,030.

Employ the Lendersa® Conventional loan calculator to compare the prevailing rates of Conventional versus FHA and USDA loans. It also helps determine the required income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator lays out all options including Conforming Conventional loans, USDA, FHA, and VA programs side by side to guide your decision on the most suitable program for your individual circumstances in CA.

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Loan limits and down payment requirements for 2025 in Hanford, Kings, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable for the following zip codes: 93230

Loan options for Conventional and FHA in Hanford, CA

The main objective of Lendersa® is to effortlessly and quickly help you secure an optimal loan—be it Conventional, USDA, or FHA. Choose from three starting points that guide you to the best matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • MakeWay Mortgage Inc.
  • 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
  • We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • Pacific Shores Financial
  • 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
  • Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
  • Sahakian Arvin
  • 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
  • Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
  • Seacliff Mortgage
  • 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
  • SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
  • Pacific City Financial
  • 9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Maximos Lending
  • 200 South Main Street, Suite 150, Corona, CA, 92882
  • Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
  • Home Loans Direct Inc.
  • 2224 Avenida Del, Vista Corona, CA, 92882
  • We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.