Explore the differences! FHA VS Conventional loan programs in Hawthorne, Los Angeles County, California

During 2026, the conventional loan limit for a single-family dwelling in Hawthorne, county of Los Angeles, CA, is $1,089,300, while the FHA limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare the leading rates today amongst Conventional, FHA, and USDA loan options. This tool assesses income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in deciding the best loan program in CA for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Hawthorne, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table is applicable to these zip codes: 90250

Discover Conventional and FHA Loan Options in Hawthorne, CA

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan rapidly and with ease. Choose one of three starting points to connect with suitable lenders and loan programs.

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Hawthorne Lenders

  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • Lends in California
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation

  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • Lends in California
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.

  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • Lends in California
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.

  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Lends in California
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry

  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • Lends in California
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.

    For brokers and potential borrowers:
    -Business purpose loans only on most property types.
    -Our primary area is Southern CA but will consider loans in any major market etc.."

  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Lends in California
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.

  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • Lends in California
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.

  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • Lends in California
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.

  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • Lends in California
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.

  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.