FHA VS Conventional loan programs in Gardena, Los Angeles County, California

For 2025, the conventional loan limit in {CITY}}, within {COUNTY}} county, {STATE}} is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}}. Meanwhile, the FHA limit for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.

Take advantage of the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans. Understand requirements like income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, to choose the best fit for your financial needs in {STATE}}.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in {CITY}}, county of {COUNTY}}, {STATE}}

Loan Type Loan Limit Down payment
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%

This table is applicable for the zip codes: {DETAILS_ZIP_CODES}}

Choose from Conventional and FHA Loans in {CITY}}, {STATE}}

Lendersa® aims to facilitate quick access to the best Conventional, USDA, or FHA loans hassle-free. Start your journey with one of three options guiding you to the right lenders and loan programs:

Lendersa USDA loan request results


  • Michael Ryan & Associates
  • 275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
  • "Providing high touch mortgage services to employee's from their employers. No Surprises. Employee's benefit from access to quality information. Market knowledge, market driver's and dynamics. Straight answers to all types of questions relating to home mortgages, home ownership, grpwth through real estate and scaling back, as your life dictates."
  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
  • We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.
  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.
  • MAS Financing
  • 1905 O' Toole Way, San Jose, CA, 95131
  • At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
  • Infinity Financial & Realty
  • 1630 Oakland Rd, Suite A203, San Jose, CA, 95131
  • With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.
  • Exertus Mortgage Advisors
  • 2092 Concourse Drive, Suite 69, San Jose, CA, 95131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better