For 2026, the conventional loan limit in Gardena, within Los Angeles county, CA is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans. Understand requirements like income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, to choose the best fit for your financial needs in CA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table is applicable for the zip codes: 90247, 90249
Lendersa® aims to facilitate quick access to the best Conventional, USDA, or FHA loans hassle-free. Start your journey with one of three options guiding you to the right lenders and loan programs:
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