Explore the differences! FHA VS Conventional loan programs in Hayward, Alameda County, California

In the year 2025, the loan limit for Conventional loans in Hayward, located in Alameda county, CA, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is set at $1,089,300.

Utilize Lendersa®'s calculator to differentiate between current Conventional, FHA, and USDA rates, helping you assess the needed income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the most suitable program for your unique financial needs in CA.

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2025 loan limits and down payment requirements in Hayward, Alameda County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant for zip codes: 94541, 94542, 94545, 94544, 94540, 94543, 94557

Conventional and FHA loan solutions in Hayward, CA

Lendersa® aims to swiftly secure the best Conventional, USDA, or FHA loans with minimal hassle. Choose any of the three starting points to match with lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • Lyon County State Bank
  • 902 Merchant St., Emporia, KS, 66801
  • The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.
  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
  • U.P. Connection Federal Credit Union
  • 6707 Grover Street, Omaha, NE, 68106
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
  • Security National Bank
  • 6464 Center St, Suite 100, Omaha, NE, 68106
  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
  • Creighton Federal Credit Union
  • 2575 Dodge Street, Omaha, NE, 68131
  • Creighton Federal Credit Union is a federally chartered credit union governed by the National Credit Union Administration (NCUA). It is a non-profit financial institution owned by its members. Creighton Federal has been providing full-service, retail banking to its member-owners since 1952.
  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.