FHA VS Conventional loan in Fairview, Alameda County, California

For 2026, the Conventional loan limit in Fairview, in the county of Alameda, CA, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to explore and assess today's top rates for Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documentation needed for qualification. This advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the best program in CA that fits your financial situation.

View loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in Fairview, Alameda County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 94541

Exploring Options for Conventional and FHA Loans in Fairview, CA

The aim of Lendersa® is to promptly connect you with the best available Conventional, USDA, or FHA loan. Start by choosing one of three pathways that link you to suitable lenders and loan options.

View results for USDA loan requests at Lendersa


Fairview Lenders

  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Lends in California
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.

  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Lends in California
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.

  • Optimal Loans
  • 799 Fletcher Lane, Suite 202, Hayward, CA, 94544
  • Lends in California
  • Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.

  • American Realty Services
  • 23704 Clawiter Road, Hayward, CA, 94545
  • Lends in California
  • Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.

  • Champion Home Loans Inc
  • 372 Fairview Way, Milpitas, CA, 94545
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • United Financial Services.
  • 24301 Southland Dr, Suite 409, Hayward, CA, 94545
  • Lends in California
  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.

  • Outstanding Investment Company Inc
  • 2450 Washington Avenue, Suite 100, San Leandro, CA, 94577
  • Lends in California
  • If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.

  • Lane Mortgage, LLC
  • 604 Oakes Boulevard, San Leandro, CA, 94577
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pacific Green Funding
  • 29300 Kohoutek Way, Suite 110, Union City, CA, 94587
  • Lends in California
  • We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.

  • Aiyar, Bala G
  • 4701 Rose Way, Union City, CA, 94587
  • Lends in California
  • Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.