FHA VS Conventional loan programs in Heber, Imperial County, California

In 2025, Convetional loan limit in Heber, county of Imperial, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Heber, county of Imperial, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $376,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 92249

Conventional and FHA loan options in Heber, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mountain West Financial
  • 43832 20th Street W, Lancaster, CA, 93534
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership
  • Prudential Wholesale Lending
  • 42442 10th Street West, Suite B, Lancaster, CA, 93534
  • At Prudential Wholesale Lending® we offer our clients wholesale loan pricing on their loans which means competitive rates and better interest rate and closing costs. We also provide our clients with credit consulting to help them get the best loan program for them at the best rate.
  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers. With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon
  • VA Loans for Vets
  • 3602 E Campbell Ave, Suite 2, Phoenix, AZ, 85018
  • Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.
  • Magnolia Mortgage
  • 3920 E. Indian School Rd, Suite 11, Phoenix, AZ, 85018
  • Magnolia Mortgage opened in April of 2018. I felt it was time to make the transition from employee to owner, with all the stresses and rewards of being my own boss. Magnolia Mortgage is a boutique mortgage brokerage, and my goal is not to serve the most clients but to serve all my clients better than anyone else in the Phoenix
  • Colonial Capital, LLC
  • 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
  • Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
  • O Capital Group LLC
  • 3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
  • Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at [email protected] or (602) 492-8930 to start your journey toward financial success today!
  • Original Mortgage
  • 3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.