FHA VS Conventional loan programs in 2024 for El-Centro, Imperial County, California

In 2024, Convetional loan limit in El-Centro, county of Imperial, CA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in El-Centro, county of Imperial, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 92243, 92244

Conventional and FHA loan options in El-Centro, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Home Mortgage Alliance, LLC
  • 4601 DTC Blvd, Suite 150, Denver, CO, 80237
  • Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
  • Colorado Mortgage Guy
  • 12413 S Arcaro Creek Ct, Parker, CO, 80134
  • Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.
  • Front Range Lending LLC
  • 10501 Sierra Ridge Drive, Parker, CO, 80134
  • Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Quickstart Lending LLC
  • 13009 South Parker Road, Suite 313, Parker, CO, 80134
  • Quickstart Lending LLC convenience of an online lender, only with better rates and a dedicated staff of highly trained mortgage brokers to make sure your mortgage process goes smoothly and also Because we are a mortgage broker, we have more flexibility to find you the right mortgage program based on your unique situation.
  • Rocky Top Lending
  • 10940 South Parker Road, Suite 223, Parker, CO, 80134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Samurai Capital Mortgage LLC
  • 6111 Ponderosa Way, Parker, CO, 80134
  • Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
  • Colorado Mortgage Connect
  • 11231 Jordan Court, Parker, CO, 80134
  • We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.
  • Core Value Lending
  • 17011 Lincoln Ave, Suite 606, Parker, CO, 80134
  • Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.
  • Montegra Capital Resources, LTD
  • 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
  • Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
  • American Liberty Mortgage, Inc
  • 1932 W 33rd Ave, Denver, CO, 80211
  • American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!