FHA VS Conventional loan programs in Hemet, Riverside County, California

For the year 2025, the Conventional loan limit set in the city of Hemet, found in Riverside county, CA, is $726,200. However, for a single-family home, the FHA loan limit is $644,000.

Use the Lendersa® Conventional loan calculator to review today's premier rates for Conventional, FHA, and USDA loans. It helps identify necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator lets you compare side-by-side Conforming Conventional loans with USDA, FHA, and VA options, assisting your choice of the most fitting program for your financial situation in CA.

Check out loan offers from an array of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Hemet, Riverside County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This table is relevant for zip codes: 92545, 92543, 92546

Exploring Conventional and FHA Loan Choices in Hemet, CA

Lendersa® strives to swiftly provide you with the best available Conventional, USDA, or FHA loans without complications. You can start with one of three options to find matching lenders and loan programs that meet your needs.

USDA loan request results via Lendersa


  • Investors Mortgage
  • 3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
  • Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.
  • Cal Estate Funding
  • 11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
  • Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
  • Complete Lending
  • 9920 Pacific Heights Blvd, San Diego, CA, 92121
  • Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
  • Complete Lending
  • 9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
  • At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
  • USE Credit Union
  • 10120 Pacific Heights Blvd, Suite 100, San Diego, CA, 92121
  • At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
  • Hargrave Home Loans
  • 10509 Vista Sorrento Parkway, Suite 200, San Diego, CA, 92121
  • Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
  • The Donovan Group
  • 10509 Vista Sorrento Pkwy, Suite 400, San Diego, CA, 92121
  • At The Donovan Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.