Explore the differences! FHA VS Conventional loan programs in Winchester, Riverside County, California

In 2025, the Conventional loan maximum in Winchester, situated in the county of Riverside, CA, is $726,200. For a single-family residence, the FHA cap is $644,000.

Utilize Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. It helps assess income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the ideal program for your unique financial needs in CA.

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2025 Loan Thresholds and Downpayment Requirements in Winchester, County of Riverside, CA

Type of Loan Max Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparative table is relevant for zip codes: 92545, 92596

Explore Conventional and FHA Loan Packages in Winchester, CA

Lendersa® aims to swiftly and smoothly connect you with the ideal Conventional, USDA, or FHA loan. Choose from three introductory options that lead to customized lender and loan program matches.

Lendersa USDA loan request and matching results


  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
  • ACFCU
  • 6100 W Interstate 40, Amarillo, TX, 79106
  • ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
  • PROVIDENCE HOME LOANS
  • 7120 IH-40 WEST, Suite 105, Amarillo, TX, 79106
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Cascade Home Loans
  • 16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683
  • Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.
  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
  • Imagination Age Mortgage Inc
  • 6800 Ne 59th Place, Portland, OR, 97218
  • We are dedicated to finding the best loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond.