Explore the differences! FHA VS Conventional loan programs in Winchester, Riverside County, California
In 2025, the Conventional loan maximum in Winchester, situated in the county of Riverside, CA, is $726,200. For a single-family residence, the FHA cap is $644,000.
Utilize Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. It helps assess income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the ideal program for your unique financial needs in CA.
2025 Loan Thresholds and Downpayment Requirements in Winchester, County of Riverside, CA
Type of Loan
Max Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$460,000
0%
FHA
$644,000
3.5%
This comparative table is relevant for zip codes: 92545, 92596
Explore Conventional and FHA Loan Packages in Winchester, CA
Lendersa® aims to swiftly and smoothly connect you with the ideal Conventional, USDA, or FHA loan. Choose from three introductory options that lead to customized lender and loan program matches.
"Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan.
Customer Service
We value you. Customer service is our #1 priority."
3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
